Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

21 Clare St, Lowell MA 01854

$1,099,999

Estimated $2,747/month Calculator

Multi Family

Total Units: 4

Price Per Unit: $274,999.75

Total Rent: 148800/year

Estimated CAP Rate:

12 Bedrooms

Baths

5355

Total Parking: 6

5,227 (0.12)

AMAZING OWNER OCCUPANT OR INVESTOR OPPORTUNITY - MASSIVE DELEADED & REMODELED 4 unit building! That feels like 2 separate 3 family buildings. All units has 3 beds & 1 bath, separated utilities, private entrances, either a back porch or patio & access to bonus 3rd floor "storage" rooms! ( third floor on both sides not even in use currently- possible conversion opportunity!) All units have separated gas heating, gas cooking and gas hot water tanks, 1 new gas on-demand tankless in 2026 Unit 25 Remodeled & new landscaping in 2026. Units 21 & 23 Remodeled 2025. 4 new high efficiency gas-heating systems were installed, 3 in 2021 the other in 2022, new vinyl siding 2021, new roof 2021 and new front stairs 2021, Vinyl replacement windows. Basement has updated electric panels with circuit breakers, 2 coin-op washers & 2 coin-op dryers . There is secured storage for owner’s use in the basement, & a working toilet. 2 driveways for 4 cars & 2 reserved spots in front of building., All units are fully de-leaded. Located near UMass Lowell & public transportation!

This home has been viewed 2 times

Last Checked: October 23rd, 2026 at 10:03am (Source: MLS PIN #73594222)

Gross Income: $148,800

Gross Expenses: $11,555

Net Income Calc: $137,245

Water Views

Annual Expenses for 21 Clare St, Lowell MA 01854

Total Gross Expenses (Calculated)$11,555/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax11555

Annual Income & Unit Breakdown for 21 Clare St, Lowell MA 01854

Total Gross Income (Calculated)$148,800

Unit 1

Rental Income$0

LeaseY

Bedrooms5

Bathrooms5 Full

Floor2

Levels in Unit2

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms5

Bathrooms5 Full

Floor2

Levels in Unit2

Rent IncludesHeat

Unit 3

Rental Income$0

LeaseN

Bedrooms4

Bathrooms4 Full

Floor1

Levels in Unit2

Rent IncludesHeat

Unit 4

Rental Income$0

LeaseN

Bedrooms4

Bathrooms4 Full

Floor1

Levels in Unit2

Rent IncludesHeat

General Information for 21 Clare St, Lowell MA 01854

Listing ID73594222

Property TypeMulti Family / 4 Family

Price1099999 ($205.42/SqFt)

Style4 Family

CityLowell

CountyMiddlesex

Neighborhood(s)

Approximate Living Area Total5355

Approximate Lot Size (Acres)0.12

Total Parking6

Garage Parking0

Year Built1900

Year Built SourcePublic Records

Year Built DetailsUnknown/Mixed

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningTTF

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 21 Clare St, Lowell MA 01854

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsSurveillance Devices

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 21 Clare St, Lowell MA 01854

Real Estate Taxes11555

Tax Year2026

Assessed Value$1,018,100

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 21 Clare St, Lowell MA 01854

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 21 Clare St, Lowell MA 01854

Agent

Name: Oren Mael

Office

Name: Sapphire Real Estate

Phone: 617-905-7172

Payment Calculator

, Interest

Property Taxes 962.92

Principal & Interest 6777.84

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Sapphire Real Estate

Oren Mael

Agent Phone

Office Phone

(617) 905-7172

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.12 acres (5,227 SqFt)
    [add_date] => 2026-10-23 10:03:43
    [address] => Clare St
    [agent] => Array
        (
            [address] => 60 Dinsmore Avenue Apt. 520
            [city] => Framingham
            [id] => CT001860
            [name] => Oren Mael
            [national_association] => 449544348
            [office] => AN1476
            [state] => MA
            [zip] => 01702
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 5355
    [approx_lot_size_acres] => 0.12
    [approx_lot_size_sqft] => 5227
    [assessed_value] => $1,018,100
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 12
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 4 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Lowell
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Middlesex
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => AMAZING OWNER OCCUPANT OR INVESTOR OPPORTUNITY - MASSIVE DELEADED & REMODELED 4 unit building! That feels like 2 separate 3 family buildings. All units has 3 beds & 1 bath, separated utilities, private entrances, either a back porch or patio & access to bonus 3rd floor "storage" rooms! ( third floor on both sides not even in use currently- possible conversion opportunity!) All units have separated gas heating, gas cooking and gas hot water tanks, 1 new gas on-demand tankless in 2026 Unit 25 Remodeled & new landscaping in 2026. Units 21 &  23 Remodeled 2025.  4 new high efficiency gas-heating systems were installed, 3 in 2021 the other in 2022, new vinyl siding 2021,  new roof 2021 and new front stairs 2021, Vinyl replacement windows. Basement has updated electric panels with circuit breakers, 2 coin-op washers & 2 coin-op dryers . There is secured storage for owner’s use in the basement, & a working toilet. 2 driveways for 4 cars & 2 reserved spots in front of building., All units are fully de-leaded. Located near UMass Lowell & public transportation!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Surveillance Devices
        )

[exterior_features] => Array
        (
            [0] => Porch
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-10-23 10:03:43
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 8
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73594222
    [neighborhoods] => 
    [net_income_calc] => 137245
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 4
    [office] => Array
        (
            [id] => AN1476
            [name] => Sapphire Real Estate
            [phone] => 617-905-7172
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 1099999
    [price_per_sqft] => 205.42
    [price_per_unit] => 274999.75
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 4 Family
        )

[real_estate_tax] => 11555
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 32
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 21
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 11555
    [total_gross_income] => 148800
    [total_parking] => 6
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 5 Full
    [unit_1_bedrooms] => 5
    [unit_1_floor] => 2
    [unit_1_lease] => Array
        (
            [0] => Y
        )

[unit_1_levels] => 2
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 5 Full
    [unit_2_bedrooms] => 5
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 2
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 4 Full
    [unit_3_bedrooms] => 4
    [unit_3_floor] => 1
    [unit_3_lease] => Array
        (
            [0] => N
        )

[unit_3_levels] => 2
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 4 Full
    [unit_4_bedrooms] => 4
    [unit_4_floor] => 1
    [unit_4_lease] => Array
        (
            [0] => N
        )

[unit_4_levels] => 2
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 21 Clare St, Lowell MA 01854
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

29 More Photos

Active

21 Clare St, Lowell MA 01854

$1,099,999

Annual Expenses for 21 Clare St, Lowell MA 01854

Annual Income & Unit Breakdown for 21 Clare St, Lowell MA 01854

General Information for 21 Clare St, Lowell MA 01854

Disclosures for 21 Clare St, Lowell MA 01854

Financial Information for 21 Clare St, Lowell MA 01854

Location Information for 21 Clare St, Lowell MA 01854

Contact Information for 21 Clare St, Lowell MA 01854

Agent

Office

Payment Calculator

Exclusive Listing Agent

Sapphire Real Estate

Oren Mael