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Active

190 Oak St, Springfield MA 01151

$450,000

Estimated $1,193/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $150,000

Total Rent: 36600/year

Estimated CAP Rate:

6 Bedrooms

Baths

2836

Total Parking: 5

6,543 (0.15)

Your first home could also be your first investment! Welcome to 190 Oak Street, a three-unit property in Indian Orchard that lets you combine homeownership with long-term income potential. Perfect front yard for holiday decorating. Unit 2 is vacant, while leases for Units 1 and 3 are expiring soon, giving a new owner the opportunity to select tenants and set market rents as units become available. Units 1 and 2 feature spacious formal living rooms for setting up a TV to watch seasonal sporting games or simply entertaining. The home features wood and tile flooring throughout, dining rooms for family dinners, large eat-in kitchens with rear porch access, two bedrooms with closets, and full bathrooms with windows and tub/shower combinations. Unit 3 offers a combined living and dining area, an eat-in kitchen, and a bathroom with a shower stall. Updates include newer hot water tanks, a newer furnace, updated electrical, and professional basement air sealing and insulation after a Mass Save Home Energy Assessment. This dry basement includes separate washer/dryer connections and storage areas. Two units are lead-treated for Section 8 requirements. Spacious yard for entertainment or enjoying fall gatherings. Great investment for multigenerational or in-law living. Conveniently located near shops, parks, public transportation, Route 20, and the Mass Pike. Live in one unit and put your investment plans into motion!

This home has been viewed 25 times

Last Checked: October 20th, 2026 at 5:03am (Source: MLS PIN #73591533)

Gross Income: $36,600

Gross Expenses: $5,560

Net Income Calc: $31,040

Annual Expenses for 190 Oak St, Springfield MA 01151

Total Gross Expenses (Calculated)$5,560/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax5560

Annual Income & Unit Breakdown for 190 Oak St, Springfield MA 01151

Total Gross Income (Calculated)$36,600

Unit 1

Rental Income$0

LeaseY

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

Unit 3

Rental Income$0

LeaseY

Bedrooms2

Bathrooms1 Full

Floor3

Levels in Unit1

Rent IncludesHeat

General Information for 190 Oak St, Springfield MA 01151

Listing ID73591533

Property TypeMulti Family / 3 Family

Price450000 ($158.67/SqFt)

Style3 Family

CitySpringfield

CountyHampden

MLS AreaIndian Orchard

Neighborhood(s)

Approximate Living Area Total2836

Approximate Lot Size (Acres)0.15

Total Parking5

Garage Parking0

Year Built1916

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningR2

Water Views

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 190 Oak St, Springfield MA 01151

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsSurveillance Devices

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 190 Oak St, Springfield MA 01151

Real Estate Taxes5560

Tax Year2025

Assessed Value$354,600

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 190 Oak St, Springfield MA 01151

Elementary SchoolIndian Orchard Elementary

Middle SchoolJfk

High SchoolCentral High School

Neighborhood(s)

MLS AreaIndian Orchard

Area AmenitiesWalk/jog Trails

Contact Information for 190 Oak St, Springfield MA 01151

Agent

Name: Tanya Harvey Group

Office

Name: Keller Williams Realty

Phone: 413-565-5478

Team Members

Payment Calculator

, Interest

Property Taxes 463.33

Principal & Interest 2772.76

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Keller Williams Realty

Tanya Harvey Group

Agent Phone

Office Phone

(413) 565-5478

Text Agent Call Agent Call Office

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    [unparsed] => 190 Oak St, Springfield MA 01151
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EXIT

37 More Photos

Active

190 Oak St, Springfield MA 01151

$450,000

Annual Expenses for 190 Oak St, Springfield MA 01151

Annual Income & Unit Breakdown for 190 Oak St, Springfield MA 01151

General Information for 190 Oak St, Springfield MA 01151

Disclosures for 190 Oak St, Springfield MA 01151

Financial Information for 190 Oak St, Springfield MA 01151

Location Information for 190 Oak St, Springfield MA 01151

Contact Information for 190 Oak St, Springfield MA 01151

Agent

Office

Team Members

Payment Calculator

Exclusive Listing Agent

Keller Williams Realty

Tanya Harvey Group