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Active Under Contract

6 Church St, Gardner MA 01440

$450,000

Estimated $1,144/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $225,000

Total Rent: 48000/year

Estimated CAP Rate:

6 Bedrooms

Baths

2456

Total Parking: 6

6,758 (0.16)

Welcome to this well-maintained two-family property in a great Gardner location, proudly owned by the same family for over 50 years! Situated on a corner lot, this property offers a wonderful opportunity for owner-occupants, investors, or those looking to expand their real estate portfolio. Each unit features 3 bedrooms, with its own exterior access, offering flexibility and convenience for a variety of living arrangements. The kitchen and dining area are conveniently combined, creating a functional layout with space for everyday meals, gathering, and entertaining. Both units offer comfortable living spaces with plenty of potential to make them your own. Additional features include a sun porch, perfect for enjoying your morning coffee or relaxing at the end of the day, along with a fenced-in backyard area offering outdoor space to enjoy. A walk-up attic provides excellent additional storage, while new electrical panels are a valuable recent improvement. With its long history of family ownership, well-maintained condition, and versatile two-family layout, this property is full of opportunity and ready for its next chapter. Showings begin at the Open House on Sunday, October 18, 2026, from 10:30 AM to 12:00 PM. Come explore the possibilities this Gardner property has to offer!

This home has been viewed 10 times

Last Checked: October 24th, 2026 at 6:53am (Source: MLS PIN #73590873)

Gross Income: $48,000

Gross Expenses: $4,975

Net Income Calc: $43,025

Annual Expenses for 6 Church St, Gardner MA 01440

Total Gross Expenses (Calculated)$4,975/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax4975

Annual Income & Unit Breakdown for 6 Church St, Gardner MA 01440

Total Gross Income (Calculated)$48,000

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

General Information for 6 Church St, Gardner MA 01440

Listing ID73590873

Property TypeMulti Family / 2 Family

Price450000 ($183.22/SqFt)

Style2 Family - 2 Units Up/down

CityGardner

CountyWorcester

Neighborhood(s)

Approximate Living Area Total2456

Approximate Lot Size (Acres)0.16

Total Parking6

Garage Parking0

Year Built1920

Year Built SourcePublic Records

Year Built DetailsActual,Approximate

WaterPublic

SewerPublic Sewer

Electric

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningR1

Water Views

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 6 Church St, Gardner MA 01440

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsLiving Room And Primary Bedroom Rods And Curtains. Mirror In Bedroom.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 6 Church St, Gardner MA 01440

Real Estate Taxes4975

Tax Year2026

Assessed Value$361,300

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 6 Church St, Gardner MA 01440

Elementary SchoolGardner Elementary School

Middle SchoolGardner Middle School

High SchoolGardner High School

Neighborhood(s)

Area Amenities

Contact Information for 6 Church St, Gardner MA 01440

Agent

Name: Kelly LaGrassa

Office

Name: LAER Realty Partners

Phone: 978-249-8800

Payment Calculator

, Interest

Property Taxes 414.58

Principal & Interest 2772.76

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

LAER Realty Partners

Kelly LaGrassa

Agent Phone

Office Phone

(978) 249-8800

Text Agent Call Agent Call Office

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EXIT

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