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161 Smith St, Lowell MA 01851

$675,000

Estimated $1,598/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $337,500

Total Rent: 24000/year

Estimated CAP Rate:

7 Bedrooms

Baths

2979

Total Parking: 0

4,792 (0.11)

Well-maintained two-family in Lowell’s Highlands, ideal for an owner-occupant or investor! Unit 1 offers 3 bedrooms, 1 full bath, and approximately 1,100 sq ft and is tenant-occupied on a month-to-month basis at $2,000/month. Unit 2 spans the second and third floors with 5 bedrooms, 1 full bath, and approximately 1,700 sq ft, featuring fresh paint throughout, new second-floor carpeting, and ceiling fans in most second-floor rooms. Both units offer kitchens with granite counters, stainless steel appliances, vented range hoods, in-unit laundry, and separate walk-out exterior access. Most rooms feature 9-foot ceilings. Optional basement storage. Enjoy a spacious backyard with a new fence (2026), fire pit, 10 x 12 shed, and 6 x 8 greenhouse. Updates include approximately 2-year-old gas water heaters in both units, Nest programmable thermostats, and windows and electrical updated in 2015. Separately metered utilities; tenants pay heat, hot water, and electricity. Lead paint compliant. Potential for A/C. On-street parking. First-floor washer and dryer belong to the tenant. Convenient to shopping, dining, parks, downtown Lowell, commuter rail, the Lowell Connector, Route 3, and I-495.

This home has been viewed 11 times

Last Checked: October 11th, 2026 at 5:43am (Source: MLS PIN #73587368)

Gross Income: $24,000

Gross Expenses: $6,044

Net Income Calc: $17,956

Water Views

Annual Expenses for 161 Smith St, Lowell MA 01851

Total Gross Expenses (Calculated)$6,044/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax6044

Annual Income & Unit Breakdown for 161 Smith St, Lowell MA 01851

Total Gross Income (Calculated)$24,000

Unit 1

Rental Income$0

LeaseY

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms5

Bathrooms1 Full

Floor2

Levels in Unit2

Rent IncludesHeat

General Information for 161 Smith St, Lowell MA 01851

Listing ID73587368

Property TypeMulti Family / 2 Family

Price675000 ($226.59/SqFt)

Style2 Family - 2 Units Up/down

CityLowell

CountyMiddlesex

MLS AreaHighlands

Neighborhood(s)

Approximate Living Area Total2979

Approximate Lot Size (Acres)0.11

Total Parking0

Garage Parking0

Year Built1850

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic,individual Meter

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot Features

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningTMF

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 161 Smith St, Lowell MA 01851

Lead PaintNone

UFFINo

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsBlack Light Fixture Above Storage Bench In Kitchen.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 161 Smith St, Lowell MA 01851

Real Estate Taxes6044

Tax Year2026

Assessed Value$532,500

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 161 Smith St, Lowell MA 01851

High SchoolLowell High/Tech

Neighborhood(s)

MLS AreaHighlands

Area AmenitiesWalk/jog Trails

Contact Information for 161 Smith St, Lowell MA 01851

Agent

Name: Jennifer Mason

Office

Name: Coldwell Banker Realty - Andovers/Readings Regional

Phone: 978-475-2201

Payment Calculator

, Interest

Property Taxes 503.67

Principal & Interest 4159.14

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Coldwell Banker Realty - Andovers/Readings Regional

Jennifer Mason

Agent Phone

Office Phone

(978) 475-2201

Text Agent Call Agent Call Office

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EXIT

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