Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

474 Central St, Saugus MA 01906

$1,099,000

Estimated $2,740/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $549,500

Total Rent: 42000/year

Estimated CAP Rate:

6 Bedrooms

Baths

2827

Total Parking: 6

7,492 (0.17)

Welcome to 474 Central Street! This beautifully renovated two-family home offers the perfect combination of modern finishes, spacious living and exceptional versatility. Renovated approximately four years ago with condo-quality finishes throughout, each townhouse-style unit features three bedrooms, two full baths and thoughtfully designed living spaces.Both units showcase stunning open-concept kitchens with shaker cabinetry, quartz countertops, subway tile backsplashes, stainless steel appliances, wine refrigerators and designer lighting over spacious islands. Beautiful hardwood floors flow throughout, creating a warm and inviting atmosphere.Unit One offers a spacious kitchen, living and dining area, two bedrooms and a beautifully tiled full bath on the main level. The finished lower level provides additional living space, a third bedroom and another full bath.Unit Two features an open-concept kitchen, living and dining area, along with a primary bedroom highlighted by a cathedral ceiling. The upper level offers two additional bedrooms and a beautifully appointed full bath with a skylight.Additional improvements completed approximately four years ago include an architectural shingle roof, updated plumbing and electrical, foam insulation and two high-efficiency, two-zone gas HVAC systems with central air conditioning.Enjoy private decks overlooking a beautifully landscaped, expansive fenced backyard, perfect for outdoor entertaining and relaxation. A six-car driveway provides ample off-street parking.Conveniently located near Route 1, shopping, dining and major commuter routes, this exceptional property presents a wonderful opportunity for owner-occupants or investors. Move right in and enjoy the benefits of a beautifully updated two-family home

This home has been viewed 13 times

Last Checked: October 30th, 2026 at 4:53am (Source: MLS PIN #73584851)

Gross Income: $42,000

Gross Expenses: $11,490

Net Income Calc: $30,510

Water Views

Annual Expenses for 474 Central St, Saugus MA 01906

Total Gross Expenses (Calculated)$11,490/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax11490

Annual Income & Unit Breakdown for 474 Central St, Saugus MA 01906

Total Gross Income (Calculated)$42,000

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms2 Full

Floor1

Levels in Unit2

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms2 Full

Floor2

Levels in Unit2

Rent Includes

General Information for 474 Central St, Saugus MA 01906

Listing ID73584851

Property TypeMulti Family

Price1099000 ($388.75/SqFt)

StyleMulti Family

CitySaugus

CountyEssex

Neighborhood(s)

Approximate Living Area Total2827

Approximate Lot Size (Acres)0.17

Total Parking6

Garage Parking0

Year Built1910

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof Material

BasementFull

Construction MaterialsFrame

Lot Features

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningNA

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 474 Central St, Saugus MA 01906

Lead PaintNone

UFFI

Living Area Includes BasementYes

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsWall Mounted Vac In Garage. Hose Reels. Tv Wall Mounts. Japanese Maple Tree.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 474 Central St, Saugus MA 01906

Real Estate Taxes11490

Tax Year2026

Assessed Value$1,102,700

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 474 Central St, Saugus MA 01906

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 474 Central St, Saugus MA 01906

Agent

Name: Louise Touchette Team

Office

Name: Coldwell Banker Realty - Lynnfield

Phone: 781-334-5700

Team Members

Payment Calculator

, Interest

Property Taxes 957.5

Principal & Interest 6771.69

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Coldwell Banker Realty - Lynnfield

Louise Touchette Team

Agent Phone

Office Phone

(781) 334-5700

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.17 acres (7,492 SqFt)
    [add_date] => 2026-10-01 11:28:34
    [address] => Central St
    [agent] => Array
        (
            [address] => 
            [city] => 
            [id] => C9501348
            [name] => Louise Touchette Team
            [national_association] => 
            [office] => AN6219
            [state] => 
            [zip] => 
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 2827
    [approx_lot_size_acres] => 0.17
    [approx_lot_size_sqft] => 7492
    [assessed_value] => $1,102,700
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 6
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Saugus
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Essex
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Welcome to 474 Central Street! This beautifully renovated two-family home offers the perfect combination of modern finishes, spacious living and exceptional versatility. Renovated approximately four years ago with condo-quality finishes throughout, each townhouse-style unit features three bedrooms, two full baths and thoughtfully designed living spaces.Both units showcase stunning open-concept kitchens with shaker cabinetry, quartz countertops, subway tile backsplashes, stainless steel appliances, wine refrigerators and designer lighting over spacious islands. Beautiful hardwood floors flow throughout, creating a warm and inviting atmosphere.Unit One offers a spacious kitchen, living and dining area, two bedrooms and a beautifully tiled full bath on the main level. The finished lower level provides additional living space, a third bedroom and another full bath.Unit Two features an open-concept kitchen, living and dining area, along with a primary bedroom highlighted by a cathedral ceiling. The upper level offers two additional bedrooms and a beautifully appointed full bath with a skylight.Additional improvements completed approximately four years ago include an architectural shingle roof, updated plumbing and electrical, foam insulation and two high-efficiency, two-zone gas HVAC systems with central air conditioning.Enjoy private decks overlooking a beautifully landscaped, expansive fenced backyard, perfect for outdoor entertaining and relaxation. A six-car driveway provides ample off-street parking.Conveniently located near Route 1, shopping, dining and major commuter routes, this exceptional property presents a wonderful opportunity for owner-occupants or investors. Move right in and enjoy the benefits of a beautifully updated two-family home
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Wall Mounted Vac In Garage. Hose Reels. Tv Wall Mounts. Japanese Maple Tree.
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-10-30 04:53:33
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 4
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => Yes
        )

[lot_features] => Array
        (
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73584851
    [neighborhoods] => 
    [net_income_calc] => 30510
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => AN6219
            [name] => Coldwell Banker Realty - Lynnfield
            [phone] => 781-334-5700
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 1099000
    [price_per_sqft] => 388.75
    [price_per_unit] => 549500
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => Multi Family
        )

[real_estate_tax] => 11490
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
        )

[rooms] => 11
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 474
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => C9501348
    [team_agents] => Array
        (
            [C9501348] => Array
                (
                    [agent_mls_id] => C9501348
                    [full_name] => Louise Touchette
                    [address] => 7 Ramsdell Way
                    [city] => Lynnfield
                    [state] => MA
                    [postal_code] => 01940
                    [national_association_id] => 449539391
                    [office_mls_id] => AN6219
                )

)

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 11490
    [total_gross_income] => 42000
    [total_parking] => 6
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 2 Full
    [unit_1_bedrooms] => 3
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 2
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 2 Full
    [unit_2_bedrooms] => 3
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 2
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 474 Central St, Saugus MA 01906
    [utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

32 More Photos