Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

15 Congress St, Fitchburg MA 01420

$619,000

Estimated $1,467/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $309,500

Total Rent: 43800/year

Estimated CAP Rate:

5 Bedrooms

Baths

1800

Total Parking: 4

6,111 (0.14)

New on the market!!! Fully remodeled 2 family that is perfect for the investor to owner-occupied buyer adjacent to Fitchburg State University and minutes from the commuter train. The 1st floor features a spacious 3 bedroom, 1 bath apartment that has wood floors and a beautiful new kitchen with granite countertops, stainless appliances and plenty of cabinets. Recessed lighting and new lights can be found, and laundry is located in the basement. The 2nd floor is a 2 bedroom, 1 bath apartment that also has wood floors and a sleek new kitchen with granite countertops. Laundry is located off the kitchen. Both apartments have high efficiency boilers. New windows, new roof, new vinyl siding, new plumbing, new electrical and much. more. Additional storage can be found in the basement. Open House on Saturday, September 19th from 11AM to 12:30PM and Sunday, September 20th from 12PM to 1:30PM.

This home has been viewed 4 times

Last Checked: September 21st, 2026 at 7:03am (Source: MLS PIN #73577371)

Gross Income: $43,800

Gross Expenses: $5,557

Net Income Calc: $38,243

Annual Expenses for 15 Congress St, Fitchburg MA 01420

Total Gross Expenses (Calculated)$5,557/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax5557

Annual Income & Unit Breakdown for 15 Congress St, Fitchburg MA 01420

Total Gross Income (Calculated)$43,800

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

General Information for 15 Congress St, Fitchburg MA 01420

Listing ID73577371

Property TypeMulti Family / 2 Family

Price619000 ($343.89/SqFt)

Style2 Family - 2 Units Up/down

CityFitchburg

CountyWorcester

MLS AreaFitchburg

Neighborhood(s)

Approximate Living Area Total1800

Approximate Lot Size (Acres)0.14

Total Parking4

Garage Parking0

Year Built1960

Year Built SourcePublic Records

Year Built DetailsApproximate

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor Space

ZoningRC

Water Views

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 15 Congress St, Fitchburg MA 01420

Lead PaintNone

UFFINo

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourceMeasured

ExclusionsWasher/Dryer And Sellers Personal Items.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 15 Congress St, Fitchburg MA 01420

Real Estate Taxes5557

Tax Year2027

Assessed Value$411,300

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 15 Congress St, Fitchburg MA 01420

Neighborhood(s)

MLS AreaFitchburg

Area Amenities

Contact Information for 15 Congress St, Fitchburg MA 01420

Agent

Name: Ligia Garcia

Office

Name: Coldwell Banker Realty - Waltham

Phone: 781-893-0808

Payment Calculator

, Interest

Property Taxes 463.08

Principal & Interest 3814.08

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Coldwell Banker Realty - Waltham

Ligia Garcia

Agent Phone

Office Phone

(781) 893-0808

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.14 acres (6,111 SqFt)
    [add_date] => 2026-09-16 21:13:34
    [address] => Congress St
    [agent] => Array
        (
            [address] => 25 Robin Hood Road
            [city] => Marlborough
            [id] => CN206103
            [name] => Ligia Garcia
            [national_association] => 449586204
            [office] => AN6239
            [state] => MA
            [zip] => 01752
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 1800
    [approx_lot_size_acres] => 0.14
    [approx_lot_size_sqft] => 6111
    [assessed_value] => $411,300
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 5
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Measured
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 2 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Fitchburg
    [community_features] => Array
        (
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
            [0] => 1
            [1] => Split
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => New on the market!!! Fully remodeled 2 family that is perfect for the investor to owner-occupied buyer adjacent to Fitchburg State University and minutes from the commuter train.  The 1st floor features a spacious 3 bedroom, 1 bath apartment that has wood floors and a beautiful new kitchen with granite countertops, stainless appliances and plenty of cabinets. Recessed lighting and new lights can be found, and laundry is located in the basement. The 2nd floor is a 2 bedroom, 1 bath apartment that also has wood floors and a sleek new kitchen with granite countertops. Laundry is located off the kitchen. Both apartments have high efficiency boilers. New windows, new roof, new vinyl siding, new plumbing, new electrical and much. more. Additional storage can be found in the basement. Open House on Saturday, September 19th from 11AM to 12:30PM and Sunday, September 20th from 12PM to 1:30PM.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Washer/Dryer And Sellers Personal Items.
        )

[exterior_features] => Array
        (
            [0] => Porch
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 72.00
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-09-21 07:03:34
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 2
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => Fitchburg
    [mls_id] => 73577371
    [neighborhoods] => 
    [net_income_calc] => 38243
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => AN6239
            [name] => Coldwell Banker Realty - Waltham
            [phone] => 781-893-0808
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 619000
    [price_per_sqft] => 343.89
    [price_per_unit] => 309500
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 2 Family - 2 Units Up/down
        )

[real_estate_tax] => 5557
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 8
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 15
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 1
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2027
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 5557
    [total_gross_income] => 43800
    [total_parking] => 4
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
            [0] => No
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 3
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 2
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 15 Congress St, Fitchburg MA 01420
    [utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[year_built] => 1960
    [year_built_details] => Approximate
    [year_built_source] => Public Records
    [year_renovated] => 
    [zip] => 01420
    [zips] => 
    [zoning] => RC
    [zoning_details] => 
    [media] => Array
        (
            [0] => https://www.bostonrealestate.com/wp-content/uploads/WPL/829849/MLS1.jpg
            [1] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=2
            [2] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=3
            [3] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=4
            [4] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=5
            [5] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=6
            [6] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=7
            [7] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=8
            [8] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=9
            [9] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=10
            [10] => https://media.mlspin.com/photo.aspx?mls=73577371&w=1024&h=768&n=11
        )

[raw] => 
)

EXIT

9 More Photos