Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active Under Contract

126 Payson St, Fitchburg MA 01420

$399,900

Estimated $1,035/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $199,950

Total Rent: 0/year

Estimated CAP Rate:

4 Bedrooms

Baths

2118

Total Parking: 2

2,622 (0.06)

Move-In Ready Two-Family Home with In-Law Potential! Welcome to this spacious, move-in-ready two-family home offering flexibility, character, and plenty of living space! The first floor features an updated, spacious kitchen with butcher-block countertops, reset lighting and bamboo hardwood flooring and a convenient half bath. The large dining room is perfect for entertaining and showcases a gorgeous slate wood-burning fireplace, creating a warm and inviting atmosphere during the winter months. Upstairs, the main living space offers the potential for three bedrooms, along with a newly renovated bathroom featuring beautiful ceramic flooring and a relaxing spa tub .Looking for an in-law setup, additional living space, or rental income? The cozy one-bedroom basement apartment offers its own kitchen with new cabinets, providing excellent flexibility for extended family or an additional income opportunity. Enjoy summer barbecues and outdoor gatherings in the backyard while being conveniently located just minutes from Route 2, the commuter train station, Market Basket, shopping, restaurants, parks, and Fitchburg State University. Great location + flexible living options + income potential = an opportunity you won't want to miss!

This home has been viewed 3 times

Last Checked: September 17th, 2026 at 4:48am (Source: MLS PIN #73575336)

Gross Income: $0

Gross Expenses: $4,640

Net Income Calc: $4,640

Water Views

Annual Expenses for 126 Payson St, Fitchburg MA 01420

Total Gross Expenses (Calculated)$4,640/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax4640

Annual Income & Unit Breakdown for 126 Payson St, Fitchburg MA 01420

Total Gross Income (Calculated)$0

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full, 1 Half

Floor1

Levels in Unit2

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms1

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

General Information for 126 Payson St, Fitchburg MA 01420

Listing ID73575336

Property TypeMulti Family / 2 Family

Price399900 ($188.81/SqFt)

Style2 Family - 2 Units Up/down

CityFitchburg

CountyWorcester

Neighborhood(s)

Approximate Living Area Total2118

Approximate Lot Size (Acres)0.06

Total Parking2

Garage Parking0

Year Built1900

Year Built SourcePublic Records

Year Built DetailsApproximate

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor Space

ZoningRC

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 126 Payson St, Fitchburg MA 01420

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsWasher/Dryer And Sellers Personal Items.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 126 Payson St, Fitchburg MA 01420

Real Estate Taxes4640

Tax Year2026

Assessed Value$349,100

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 126 Payson St, Fitchburg MA 01420

Elementary SchoolCrocker

Middle SchoolMemorial

High SchoolFitchburg

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 126 Payson St, Fitchburg MA 01420

Agent

Name: Michele Mathieu

Office

Name: LAER Realty Partners

Phone: 978-534-3100

Payment Calculator

, Interest

Property Taxes 386.67

Principal & Interest 2464.06

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

LAER Realty Partners

Michele Mathieu

Agent Phone

Office Phone

(978) 534-3100

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.06 acres (2,622 SqFt)
    [add_date] => 2026-09-16 19:43:35
    [address] => Payson St
    [agent] => Array
        (
            [address] => 914 Northfield Road
            [city] => Lunenburg
            [id] => CN217300
            [name] => Michele Mathieu
            [national_association] => 454501113
            [office] => AN1929
            [state] => MA
            [zip] => 01462
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 2118
    [approx_lot_size_acres] => 0.06
    [approx_lot_size_sqft] => 2622
    [assessed_value] => $349,100
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 4
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 2 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Fitchburg
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
            [0] => 1
            [1] => Split
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Move-In Ready Two-Family Home with In-Law Potential! Welcome to this spacious, move-in-ready two-family home offering flexibility, character, and plenty of living space! The first floor features an updated, spacious kitchen with butcher-block countertops, reset lighting and bamboo hardwood flooring and a convenient half bath. The large dining room is perfect for entertaining and showcases a gorgeous slate wood-burning fireplace, creating a warm and inviting atmosphere during the winter months. Upstairs, the main living space offers the potential for three bedrooms, along with a newly renovated bathroom featuring beautiful ceramic flooring and a relaxing spa tub .Looking for an in-law setup, additional living space, or rental income? The cozy one-bedroom basement apartment offers its own kitchen with new cabinets, providing excellent flexibility for extended family or an additional income opportunity. Enjoy summer barbecues and outdoor gatherings in the backyard while being conveniently located just minutes from Route 2, the commuter train station, Market Basket, shopping, restaurants, parks, and Fitchburg State University. Great location + flexible living options + income potential = an opportunity you won't want to miss!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => Crocker
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Washer/Dryer And Sellers Personal Items.
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => Fitchburg
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-09-17 04:48:34
    [laundry_features] => Array
        (
            [0] => Archway
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 3
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => Memorial
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73575336
    [neighborhoods] => 
    [net_income_calc] => -4640
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => AN1929
            [name] => LAER Realty Partners
            [phone] => 978-534-3100
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 399900
    [price_per_sqft] => 188.81
    [price_per_unit] => 199950
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 2 Family - 2 Units Up/down
        )

[real_estate_tax] => 4640
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 9
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active Under Contract
        )

[street_number] => 126
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 1
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 1
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 4640
    [total_gross_income] => 0
    [total_parking] => 2
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full, 1 Half
    [unit_1_bedrooms] => 3
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 2
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 1
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 126 Payson St, Fitchburg MA 01420
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

39 More Photos