LUDLOW RANCH WITH SOLAR SAVINGS! Imagine the possibility of little to no electric bill during certain months, thanks to the leased solar panels! Electricity costs and solar production will vary. Welcome to this inviting 3-bedroom, 2-bath ranch offering comfortable single-level living with plenty of additional space in the beautifully finished lower level. The open kitchen and dining area create an easy flow for everyday living and entertaining, featuring a peninsula, vinyl flooring and sliders leading to the new composite deck and concrete walkway, completed in 2026. The bright living room offers hardwood flooring, a charming bay window, ceiling fan and exterior access. Hardwood floors continue throughout all three main-level bedrooms.The finished lower level adds approximately 1000 square feet of versatile space and greatly expands the possibilities of this home. Here you will find a spacious family room with a pellet stove, game room, second full bathroom with shower, laundry area, a room currently used as a fourth bedroom, and an additional flex room with a closet—ideal for a home office, guest space, hobby room or exercise area. Ceramic tile flooring and custom built-in storage add function and convenience.Outside, enjoy a level, fenced yard with garden space, a playscape, and a covered deck area with a motorized awning. There is also a storage shed for lawn and gardening equipment. The attached one-car garage, improved paved driveway and generous off-street parking provide added convenience.Notable updates include the new composite deck and concrete walkway (2026), dishwasher (2025), roof (2020), central air and windows (2014), garage door and fencing (2014), and electric boiler (2010). Additional features include city water, city sewer, tankless electric hot water, leased solar panels and an all-electric home. Conveniently located near shopping, parks, schools, golf and highway access, this well-loved home offers space, flexibility and a wonderful opportunity for its next owner!
This home has been viewed 5 times
Last Checked: September 26th, 2026 at 5:18am (Source: MLS PIN #73575781)
Garage Parking
Air Conditioning
Waterview
Lead Paint Free
General Information for 14 Philip St, Ludlow MA 01056
Listing ID73575781
Property TypeSingle Family / Detached
Price$389,900 ($335.54/SqFt)
StyleColonial
CityLudlow
CountyHampden
Neighborhood(s)
Garage Parking1
Zoning02
Year Built1953
Year Built SourcePublic Records
Year Built DetailsActual
Handicap Access / Features0
Interior Features for 14 Philip St, Ludlow MA 01056
Approximate Living Area Total1162
Living Area Includes BasementNo
Rooms5
Bedrooms3
Primary En Suite BathroomNo
BasementFull
Cooling1, Split
Fireplaces
AppliancesRange
FlooringTile
Electric
Exterior Features for 14 Philip St, Ludlow MA 01056
Approximate Lot Size (Acres)0.27
Approximate Lot Size (Square Feet)11848
Total Parking6 (1 Garage)
Garage Parking1
WaterPublic
SewerPublic Sewer
Lot FeaturesGentle Sloping
Parking Features1
Exterior FeaturesPorch
Foundation Materials
Construction MaterialsFrame
Road Frontage Type
Patio & PorchCovered
Roof MaterialAsphalt/fiberglass Shingles
Utility Connections110 Volts
Water ViewsNo
Water Views Features
Waterfront0
Waterfront Features
Pool Features
Horse Permitted0
Horse Amenities
Disclosures for 14 Philip St, Ludlow MA 01056
Lead PaintNone
UFFI
Living Area Includes BasementNo
Living Area Disclosure
Building Area SourcePublic Records
Special Listing Conditions
ExclusionsPersonal Belongings.
Compensation Based On
Financial Information for 14 Philip St, Ludlow MA 01056
Association Fee
Association Fee Frequency
Association Fee Includes
Real Estate Tax4268
Tax Year2026
Assessed Value$266,600
Location Information for 14 Philip St, Ludlow MA 01056
Neighborhood(s)
Area AmenitiesWalk/jog Trails
Contact Information for 14 Philip St, Ludlow MA 01056