Coffee on the deck, an afternoon in the garden, game night downstairs—14 Philip Street offers room for the routines you love and the interests you’ve yet to explore. This 3-bedroom, 2-bath Ludlow ranch pairs the ease of single-level living with approximately 1,000 square feet of additional finished lower-level space.A bay window brings natural light into the hardwood-floored living room, while the kitchen peninsula keeps conversation flowing between meal prep and the dining area. Sliding doors extend gatherings outdoors to the composite deck, w retractable awning; newly completed in 2026 along with the concrete walkway. Hardwood floors continue through all three main-level bedrooms, and central air adds summer comfort.Downstairs, the layout opens up new possibilities: settle in beside the family room’s pellet stove, set up a game room, or give hobbies and projects their own space. A second full bath with shower, laundry area, room currently used as a fourth bedroom, and separate flex room with a closet offer options for work, guests, exercise and more. Ceramic tile flooring and custom built-in storage make this level practical for everyday use.Outside, the level, fenced yard has garden space, a playscape and room to unwind. Enjoy the covered deck area with its motorized awning, and keep tools tucked away in the storage shed. An attached one-car garage, improved paved driveway and generous off-street parking round out the property.Updates include the dishwasher (2025), roof (2020), windows and central air (2014), garage door and fencing (2014), and electric boiler (2010). City water, city sewer and tankless electric hot water add convenience. Leased solar panels help offset electricity use in this all-electric home; costs and production vary, and solar lease payments apply.With shopping, parks, schools, golf and highway access nearby, this Ludlow home gives you space to spread out while keeping daily destinations within reach. Schedule a showing to explore how its flexible layout could fit your life.
This home has been viewed 17 times
Last Checked: November 3rd, 2026 at 7:28am (Source: MLS PIN #73575781)
Garage Parking
Air Conditioning
Waterview
Lead Paint Free
General Information for 14 Philip St, Ludlow MA 01056
Listing ID73575781
Property TypeSingle Family / Detached
Price$364,900 ($314.03/SqFt)
StyleColonial
CityLudlow
CountyHampden
Neighborhood(s)
Garage Parking1
Zoning02
Year Built1953
Year Built SourcePublic Records
Year Built DetailsActual
Handicap Access / Features0
Interior Features for 14 Philip St, Ludlow MA 01056
Approximate Living Area Total1162
Living Area Includes BasementNo
Rooms5
Bedrooms3
Primary En Suite BathroomNo
BasementFull
Cooling1, Split
Fireplaces
AppliancesRange
FlooringTile
Electric
Exterior Features for 14 Philip St, Ludlow MA 01056
Approximate Lot Size (Acres)0.27
Approximate Lot Size (Square Feet)11848
Total Parking6 (1 Garage)
Garage Parking1
WaterPublic
SewerPublic Sewer
Lot FeaturesGentle Sloping
Parking Features1
Exterior FeaturesPorch
Foundation Materials
Construction MaterialsFrame
Road Frontage Type
Patio & PorchCovered
Roof MaterialAsphalt/fiberglass Shingles
Utility Connections110 Volts
Water ViewsNo
Water Views Features
Waterfront0
Waterfront Features
Pool Features
Horse Permitted0
Horse Amenities
Disclosures for 14 Philip St, Ludlow MA 01056
Lead PaintNone
UFFI
Living Area Includes BasementNo
Living Area Disclosure
Building Area SourcePublic Records
Special Listing Conditions
ExclusionsWall Mounted Tv's-Brackets To Remain
Compensation Based On
Financial Information for 14 Philip St, Ludlow MA 01056
Association Fee
Association Fee Frequency
Association Fee Includes
Real Estate Tax4268
Tax Year2026
Assessed Value$266,600
Location Information for 14 Philip St, Ludlow MA 01056
Neighborhood(s)
Area AmenitiesWalk/jog Trails
Contact Information for 14 Philip St, Ludlow MA 01056