Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

1220 Water Street, Fitchburg MA 01420

$359,900

Estimated $2,509/month Calculator

Single Family

4 Bedrooms

Baths

1195

Total Parking: 2

5,859 (0.13)

Built in 1880

SELLER WANTS TO HELP LOWER YOUR MONTHLY MORTGAGE PAYMENT with a 1-1 temporary seller-paid interest-rate buydown*Nicely updated during the current ownership, this inviting 4-bedroom Colonial offers modern updates, a versatile floor plan and plenty of space to make your own! The kitchen features NEW Acadia White cabinetry, stainless-steel electric range, dishwasher,microwave, modern fixtures, Cementino Gray tile flooring, plenty of storage and counter space. The main level offers a large living room with new Edward Oak luxury vinyl plank flooring & recessed lighting, plus a spacious first-floor bedroom with new carpeting. The upgraded full bathroom features a 30-inch oak vanity, Cementino Gray tile flooring, an elongated toilet, a beautifully tiled Bianco Dolomite tub & shower surround.Upstairs, you’ll find two additional bedrooms with new carpeting, along with a separate bonus room that would make a great home office, nursery, or creative space. Additional improvements include all-new windows, interior/ exterior doors, & new white vinyl siding accented by black board-and-batten details. The previous owner replaced the roof, porch in 2022 & upgraded the electrical service. Relax on the welcoming farmer’s porch with your morning coffee, or step outside and enjoy the paved Twin Cities Rail Trail, which abuts the backyard and offers convenient access for walking, running, biking and other outdoor activities.Conveniently located near major highways, shopping and the MBTA commuter rail. This move-in-ready home combines modern improvements with everyday convenience. Invest in yourself through homeownership and start your next chapter today!

This home has been viewed 7 times

Last Checked: September 24th, 2026 at 9:58am (Source: MLS PIN #73567405)

Air Conditioning

Lead Paint Free

General Information for 1220 Water Street, Fitchburg MA 01420

Listing ID73567405

Property TypeSingle Family / Detached

Price$359,900 ($301.17/SqFt)

StyleColonial

CityFitchburg

CountyWorcester

Neighborhood(s)

Garage Parking0

ZoningNB

Year Built1880

Year Built SourcePublic Records

Year Built DetailsUnknown/Mixed

Interior Features for 1220 Water Street, Fitchburg MA 01420

Approximate Living Area Total1195

Living Area Includes BasementNo

Rooms7

Bedrooms4

Primary En Suite BathroomYes

BasementFull

CoolingSplit

Fireplaces

AppliancesRange

FlooringTile

Electric220 Volts

Exterior Features for 1220 Water Street, Fitchburg MA 01420

Approximate Lot Size (Acres)0.13

Approximate Lot Size (Square Feet)5859

Total Parking2

Garage Parking0

WaterPublic

SewerPublic Sewer

Lot FeaturesGentle Sloping

Parking Features1

Exterior FeaturesPorch

Foundation Materials

Construction MaterialsFrame

Road Frontage Type

Patio & PorchCovered

Roof MaterialAsphalt/fiberglass Shingles

Utility Connections110 Volts

Water Views

Water Views Features

Waterfront0

Waterfront Features

Pool Features

Horse Permitted0

Horse Amenities

Disclosures for 1220 Water Street, Fitchburg MA 01420

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Special Listing Conditions

ExclusionsPersonal Belongings.

Compensation Based On

Financial Information for 1220 Water Street, Fitchburg MA 01420

Association Fee

Association Fee Frequency

Association Fee Includes

Real Estate Tax3491

Tax Year2026

Assessed Value$0

Location Information for 1220 Water Street, Fitchburg MA 01420

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 1220 Water Street, Fitchburg MA 01420

Agent

Name: Kelle O'Keefe

Office

Name: Keller Williams Realty North Central

Phone: 978-840-9000

Payment Calculator

, Interest

Property Taxes 290.92

Principal & Interest 2217.59

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Keller Williams Realty North Central

Kelle O'Keefe

Agent Phone

Office Phone

(978) 840-9000

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.13 acres (5,859 SqFt)
    [add_date] => 2026-09-15 14:08:35
    [address] => Water Street
    [agent] => Array
        (
            [address] => P. O. Box 524
            [city] => Mansfield
            [id] => G8002001
            [name] => Kelle O'Keefe
            [national_association] => 454501961
            [office] => K95580
            [state] => MA
            [zip] => 02048
        )

[apod_available] => Array
        (
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 1195
    [approx_lot_size_acres] => 0.13
    [approx_lot_size_sqft] => 5859
    [assessed_value] => $0
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 4
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => Detached
        )

[c_type] => Array
        (
            [0] => Single Family
        )

[cap_rate] => 
    [city] => Fitchburg
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
            [0] => Split
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => SELLER WANTS TO HELP LOWER YOUR MONTHLY MORTGAGE PAYMENT with a 1-1 temporary seller-paid interest-rate buydown*Nicely updated during the current ownership, this inviting 4-bedroom Colonial offers modern updates, a versatile floor plan and plenty of space to make your own! The kitchen features NEW Acadia White cabinetry, stainless-steel electric range, dishwasher,microwave, modern fixtures, Cementino Gray tile flooring,  plenty of storage and counter space. The main level offers a large living room with new Edward Oak luxury vinyl plank flooring & recessed lighting, plus a spacious first-floor bedroom with new carpeting. The upgraded full bathroom features a 30-inch oak vanity, Cementino Gray tile flooring, an elongated toilet, a beautifully tiled Bianco Dolomite tub & shower surround.Upstairs, you’ll find two additional bedrooms with new carpeting, along with a separate bonus room that would make a great home office, nursery, or creative space. Additional improvements include all-new windows, interior/ exterior doors, & new white vinyl siding accented by black board-and-batten details. The previous owner replaced the roof, porch in 2022 & upgraded the electrical service. Relax on the welcoming farmer’s porch with your morning coffee, or step outside and enjoy the paved Twin Cities Rail Trail, which abuts the backyard and offers convenient access for walking, running, biking and other outdoor activities.Conveniently located near major highways, shopping and the MBTA commuter rail. This move-in-ready home combines modern improvements with everyday convenience. Invest in yourself through homeownership and start your next chapter today!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Personal Belongings.
        )

[exterior_features] => Array
        (
            [0] => Porch
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-09-24 09:58:35
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73567405
    [neighborhoods] => 
    [net_income_calc] => -3491
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 
    [office] => Array
        (
            [id] => K95580
            [name] => Keller Williams Realty North Central
            [phone] => 978-840-9000
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 359900
    [price_per_sqft] => 301.17
    [price_per_unit] => 359900
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => Single Family Residence
        )

[real_estate_tax] => 3491
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 7
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 1220
    [structure_type] => Array
        (
        )

[style] => Array
        (
            [0] => Colonial
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 1
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2026
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 3491
    [total_gross_income] => 0
    [total_parking] => 2
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 
    [unit_1_bedrooms] => 
    [unit_1_floor] => 
    [unit_1_lease] => Array
        (
        )

[unit_1_levels] => 
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 
    [unit_2_bedrooms] => 
    [unit_2_floor] => 
    [unit_2_lease] => Array
        (
        )

[unit_2_levels] => 
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 1220 Water Street, Fitchburg MA 01420
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[year_built] => 1880
    [year_built_details] => Unknown/Mixed
    [year_built_source] => Public Records
    [year_renovated] => 
    [zip] => 01420
    [zips] => 
    [zoning] => NB
    [zoning_details] => 
    [media] => Array
        (
            [0] => https://www.bostonrealestate.com/wp-content/uploads/WPL/823224/MLS1.jpg
            [1] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=2
            [2] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=3
            [3] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=4
            [4] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=5
            [5] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=6
            [6] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=7
            [7] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=8
            [8] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=9
            [9] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=10
            [10] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=11
            [11] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=12
            [12] => https://media.mlspin.com/photo.aspx?mls=73567405&w=1024&h=768&n=13
        )

[raw] => 
)

EXIT

11 More Photos