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481 Humphrey, Swampscott MA 01907

$799,000

Estimated $2,059/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $399,500

Total Rent: 79200/year

Estimated CAP Rate:

4 Bedrooms

Baths

2471

Total Parking: 10

6,190 (0.14)

Amazing opportunity to own TWO single family houses on ONE lot...and located just one block from the ocean in Swampscott! Enjoy the fabulous water views and feel the cool ocean breeze just minutes away from your doorway at Swampscott Harbor and Fisherman's Beach. This prime location is also a short walk to Swampscott's coastal downtown, offering a charming mix of restaurants, local shops, everyday conveniences and many green spaces. Both houses are move-in ready! The primary house was thoughtfully refreshed, offering the perfect blend of modern amenities, timeless classic style with touches of old world charm that includes original wood floors, pocket doors, an ornate tin ceiling and custom storage cabinets and shelves. The kitchen is now equipped with new stainless steel appliances, countertops, a deep pantry and a custom built entrance storage area. The guest bathroom on the first floor was also recently modernized and refreshed. The second floor full bathroom sparkles after it was renovated and fitted with a deep tub, glass shower enclosure and modern fixtures. The third floor was finished and houses the fourth bedroom with adjoining office or den. The second house was significantly rebuilt 20 years ago with an open concept eat-in kitchen and living room area, a 3/4 bathroom and full size stackable washer and dryer on the first floor. A large loft comprises the second floor. The loft is the perfect location for a private and cozy sleeping area. This two house property presents multiple living and investment options. It's an ideal property for an owner occupant needing additional space for extended family, an owner occupant seeking rental income or an investor looking solely for an income-producing investment property. Whether you're looking for a multi-generational family home, a coastal retreat or a solid rental investment, this property offers extraordinary flexibility and a good value!

This home has been viewed 36 times

Last Checked: October 18th, 2026 at 6:28pm (Source: MLS PIN #73559992)

Gross Income: $79,200

Gross Expenses: $9,158

Net Income Calc: $70,042

Annual Expenses for 481 Humphrey, Swampscott MA 01907

Total Gross Expenses (Calculated)$9,158/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax9158.41

Annual Income & Unit Breakdown for 481 Humphrey, Swampscott MA 01907

Total Gross Income (Calculated)$79,200

Unit 1

Rental Income$0

LeaseN

Bedrooms4

Bathrooms1 Full, 1 Half

Floor1

Levels in Unit3

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms0

Bathrooms1 Full

Floor2

Levels in Unit2

Rent IncludesHeat

General Information for 481 Humphrey, Swampscott MA 01907

Listing ID73559992

Property TypeMulti Family

Price799000 ($323.35/SqFt)

StyleMulti Family

CitySwampscott

CountyEssex

Neighborhood(s)

Approximate Living Area Total2471

Approximate Lot Size (Acres)0.14

Total Parking10

Garage Parking0

Year Built1798

Year Built SourcePublic Records

Year Built DetailsRenovated Since

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningN/A

Water Views

Water Views Features

Waterfront0

Waterfront FeaturesRiver

Terms

Disclosures for 481 Humphrey, Swampscott MA 01907

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsOne Set Of Washer And Dryer

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 481 Humphrey, Swampscott MA 01907

Real Estate Taxes9158.41

Tax Year2026

Assessed Value$753,400

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 481 Humphrey, Swampscott MA 01907

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 481 Humphrey, Swampscott MA 01907

Agent

Name: Ellen Zumbado

Office

Name: Marsh Properties, Inc.

Phone: 617-716-0240

Payment Calculator

, Interest

Property Taxes 763.2

Principal & Interest 4923.18

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Marsh Properties, Inc.

Ellen Zumbado

Agent Phone

Office Phone

(617) 716-0240

Text Agent Call Agent Call Office

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EXIT

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