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101 Congress St., Lowell MA 01852

$649,000

Estimated $1,681/month Calculator

Multi Family

Total Units: 5

Price Per Unit: $129,800

Total Rent: 39600/year

Estimated CAP Rate:

9 Bedrooms

Baths

4248

Total Parking: 0

4,792 (0.11)

Exceptional investment opportunity in Lowell! Offered at $649,000, this five-unit multifamily property features a desirable unit mix of four 2-bedroom apartments and one 1-bedroom apartment, offering excellent potential for investors The exterior offers strong curb appeal, while the interior is ready for renovation, creating an excellent value-add opportunity to modernize the units and maximize rental income. With approximately 4,248 square feet of living space, this property offers the size, layout, and potential to become a standout investment. Conveniently located near downtown Lowell, public transportation, shopping, restaurants, and major commuter routes, 101 Congress Street provides easy access to everything the city has to offer. Whether you're looking to expand your portfolio or take on your next renovation project, this is a great opportunity to unlock the full potential of a five-unit property in a strong rental market.

This home has been viewed 2 times

Last Checked: July 27th, 2026 at 7:21pm (Source: MLS PIN #73555176)

Gross Income: $39,600

Gross Expenses: $7,538

Net Income Calc: $32,062

Annual Expenses for 101 Congress St., Lowell MA 01852

Total Gross Expenses (Calculated)$7,538/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax7538

Annual Income & Unit Breakdown for 101 Congress St., Lowell MA 01852

Total Gross Income (Calculated)$39,600

Unit 1

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 3

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

Unit 4

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

General Information for 101 Congress St., Lowell MA 01852

Listing ID73555176

Property TypeMulti Family

Price649000 ($152.78/SqFt)

Style5+ Family - 5+ Units Up/down

CityLowell

CountyMiddlesex

Neighborhood(s)

Approximate Living Area Total4248

Approximate Lot Size (Acres)0.11

Total Parking0

Garage Parking0

Year Built1900

Year Built SourcePublic Records

Year Built DetailsApproximate

WaterPublic

SewerPublic Sewer

Electric

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor Space

ZoningTTF

Water Views

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 101 Congress St., Lowell MA 01852

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsElectric Fireplace

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 101 Congress St., Lowell MA 01852

Real Estate Taxes7538

Tax Year2026

Assessed Value$760,300

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 101 Congress St., Lowell MA 01852

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 101 Congress St., Lowell MA 01852

Agent

Name: Spiro Skinsacos

Office

Name: LAER Realty Partners

Phone: 844-687-5237

Team Members

Payment Calculator

, Interest

Property Taxes 628.17

Principal & Interest 3998.93

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

LAER Realty Partners

Spiro Skinsacos

Agent Phone

Office Phone

(844) 687-5237

Text Agent Call Agent Call Office

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EXIT

26 More Photos

Active

101 Congress St., Lowell MA 01852

$649,000

Annual Expenses for 101 Congress St., Lowell MA 01852

Annual Income & Unit Breakdown for 101 Congress St., Lowell MA 01852

General Information for 101 Congress St., Lowell MA 01852

Disclosures for 101 Congress St., Lowell MA 01852

Financial Information for 101 Congress St., Lowell MA 01852

Location Information for 101 Congress St., Lowell MA 01852

Contact Information for 101 Congress St., Lowell MA 01852

Agent

Office

Team Members

Payment Calculator

Exclusive Listing Agent

LAER Realty Partners

Spiro Skinsacos