Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

34 Ocean Terrace, Lynn MA 01902

$1,100,000

Estimated $2,869/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $366,666.67

Total Rent: 75600/year

Estimated CAP Rate:

7 Bedrooms

Baths

4846

Total Parking: 4

0 (0.00)

Exceptional 3 Family With Breathtaking Ocean Views! One of A Kind Property Located On The Desirable Swampscott/Lynn Line Featuring 16 Rooms, 7 Bedrooms, And 3.5 Bathrooms! This Spacious Property Offers Generously Sized, Sun-Filled Units With Timeless Character And Flexible Living Space Ideal For Both Investors And Owner-Occupants. Classic Architectural Details, Hardwood Flooring, And A Well-Maintained Layout Create The Perfect Blend Of Charm And Functionality. Laundry In Units and Separate Utilities Provide Added Convenience For Owners And Tenants. Recent Improvements Include Newer High Efficiency Gas Heating Systems, Newer Windows, Updated Electric! This Prime Coastal Location Offers The Best Of Convenience And Lifestyle. Strong Rental Appeal And The Opportunity To Own A Signature Property In One Of Lynn's Most Sought-After Waterfront Neighborhoods! Great Value!

This home has been viewed 10 times

Last Checked: July 20th, 2026 at 6:18am (Source: MLS PIN #73551917)

Gross Income: $75,600

Gross Expenses: $13,028

Net Income Calc: $62,572

Water Views

Annual Expenses for 34 Ocean Terrace, Lynn MA 01902

Total Gross Expenses (Calculated)$13,028/year

APOD AvailableYes

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax13028

Annual Income & Unit Breakdown for 34 Ocean Terrace, Lynn MA 01902

Total Gross Income (Calculated)$75,600

Unit 1

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full, 1 Half

Floor2

Levels in Unit1

Rent IncludesHeat

Unit 3

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor3

Levels in Unit1

Rent IncludesHeat

General Information for 34 Ocean Terrace, Lynn MA 01902

Listing ID73551917

Property TypeMulti Family / 3 Family

Price1100000 ($226.99/SqFt)

Style3 Family

CityLynn

CountyEssex

Neighborhood(s)

Approximate Living Area Total4846

Approximate Lot Size (Acres)0

Total Parking4

Garage Parking0

Year Built1910

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Area1200

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningR4

Water ViewsYes

Water Views FeaturesBay

Waterfront0

Waterfront FeaturesRiver

Terms

Disclosures for 34 Ocean Terrace, Lynn MA 01902

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Exclusions.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 34 Ocean Terrace, Lynn MA 01902

Real Estate Taxes13028

Tax Year2026

Assessed Value$1,103,400

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 34 Ocean Terrace, Lynn MA 01902

Elementary SchoolBrickett

Middle SchoolMarshall

High SchoolEnglish

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 34 Ocean Terrace, Lynn MA 01902

Agent

Name: Colleen Toner

Office

Name: Toner Real Estate, LLC

Phone: 781-780-9054

Payment Calculator

, Interest

Property Taxes 1085.67

Principal & Interest 6777.85

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Toner Real Estate, LLC

Colleen Toner

Agent Phone

Office Phone

(781) 780-9054

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0 acres (0 SqFt)
    [add_date] => 2026-07-19 18:23:36
    [address] => Ocean Terrace
    [agent] => Array
        (
            [address] => 82 Sargent Road
            [city] => Swampscott
            [id] => C1541120
            [name] => Colleen Toner
            [national_association] => 454001762
            [office] => AC1714
            [state] => MA
            [zip] => 01907
        )

[apod_available] => Array
        (
            [0] => Yes
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 4846
    [approx_lot_size_acres] => 0
    [approx_lot_size_sqft] => 0.07
    [assessed_value] => $1,103,400
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 7
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 3 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Lynn
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Essex
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Exceptional 3 Family With Breathtaking Ocean Views! One of A Kind Property Located On The Desirable Swampscott/Lynn Line Featuring 16 Rooms, 7 Bedrooms, And 3.5 Bathrooms! This Spacious Property Offers Generously Sized, Sun-Filled Units With Timeless Character And Flexible Living Space Ideal For Both Investors And Owner-Occupants. Classic Architectural Details, Hardwood Flooring, And A Well-Maintained Layout Create The Perfect Blend Of Charm And Functionality. Laundry In Units and Separate Utilities Provide Added Convenience For Owners And Tenants. Recent Improvements Include Newer High Efficiency Gas Heating Systems, Newer Windows, Updated Electric!  This Prime Coastal Location Offers The Best Of Convenience And Lifestyle.  Strong Rental Appeal And The Opportunity To Own A Signature Property In One Of Lynn's Most Sought-After Waterfront Neighborhoods! Great Value!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => Brickett
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => .
        )

[exterior_features] => Array
        (
            [0] => Porch
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 1200
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => English
    [horse_features] => Array
        (
            [0] => River
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-07-20 06:18:35
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 3
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => Marshall
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73551917
    [neighborhoods] => 
    [net_income_calc] => 62572
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 3
    [office] => Array
        (
            [id] => AC1714
            [name] => Toner Real Estate, LLC
            [phone] => 781-780-9054
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 1100000
    [price_per_sqft] => 226.99
    [price_per_unit] => 366666.66666667
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 3 Family
        )

[real_estate_tax] => 13028
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 16
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 34
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 13028
    [total_gross_income] => 75600
    [total_parking] => 4
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 2
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full, 1 Half
    [unit_2_bedrooms] => 3
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 1 Full
    [unit_3_bedrooms] => 2
    [unit_3_floor] => 3
    [unit_3_lease] => Array
        (
            [0] => N
        )

[unit_3_levels] => 1
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 34 Ocean Terrace, Lynn MA 01902
    [utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => Yes
        )

[water_views_features] => Array
        (
            [0] => Bay
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
            [0] => River
        )

[year_built] => 1910
    [year_built_details] => Actual
    [year_built_source] => Public Records
    [year_renovated] => 
    [zip] => 01902
    [zips] => 
    [zoning] => R4
    [zoning_details] => 
    [media] => Array
        (
            [0] => https://www.bostonrealestate.com/wp-content/uploads/WPL/804587/MLS1.jpg
            [1] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=2
            [2] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=3
            [3] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=4
            [4] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=5
            [5] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=6
            [6] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=7
            [7] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=8
            [8] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=9
            [9] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=10
            [10] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=11
            [11] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=12
            [12] => https://media.mlspin.com/photo.aspx?mls=73551917&w=1024&h=768&n=13
        )

[raw] => 
)

EXIT

11 More Photos

Active

34 Ocean Terrace, Lynn MA 01902

$1,100,000

Annual Expenses for 34 Ocean Terrace, Lynn MA 01902

Annual Income & Unit Breakdown for 34 Ocean Terrace, Lynn MA 01902

General Information for 34 Ocean Terrace, Lynn MA 01902

Disclosures for 34 Ocean Terrace, Lynn MA 01902

Financial Information for 34 Ocean Terrace, Lynn MA 01902

Location Information for 34 Ocean Terrace, Lynn MA 01902

Contact Information for 34 Ocean Terrace, Lynn MA 01902

Agent

Office

Payment Calculator

Exclusive Listing Agent

Toner Real Estate, LLC

Colleen Toner