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Active Under Contract

77 Oak St, Gardner MA 01440

$500,000

Estimated $1,352/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $166,666.67

Total Rent: 0/year

Estimated CAP Rate:

9 Bedrooms

Baths

4206

Total Parking: 6

5,220 (0.12)

HIGHEST AND BEST OFFERS Due Monday 7/20 @ 1pm. Don't miss this opportunity to own a well-sized turnkey three-family property in a convenient Gardner location. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the others, this property offers excellent potential. Each unit offers stainless steel appliances, dedicated in-unit laundry, 3 bedrooms and 1 bathroom, with units 2 & 3 having an additional bonus bedroom without a closet. The vinyl exterior offers low-maintenance appeal, while the generous layout provides flexibility for both investors and owner-occupants. Situated on a manageable lot with off-street parking & a first-floor walkout deck, the property enjoys easy access to downtown Gardner and major commuter routes. Its convenient location makes it attractive to both tenants and homeowners alike. Free Home Warranty if buyer closes within 30 days from offer acceptance

This home has been viewed 10 times

Last Checked: July 21st, 2026 at 9:18am (Source: MLS PIN #73550191)

Gross Income: $0

Gross Expenses: $6,498

Net Income Calc: $6,498

Water Views

Annual Expenses for 77 Oak St, Gardner MA 01440

Total Gross Expenses (Calculated)$6,498/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax6498

Annual Income & Unit Breakdown for 77 Oak St, Gardner MA 01440

Total Gross Income (Calculated)$0

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor2

Levels in Unit1

Rent Includes

Unit 3

Rental Income$0

Lease

Bedrooms3

Bathrooms1 Full

Floor3

Levels in Unit1

Rent Includes

General Information for 77 Oak St, Gardner MA 01440

Listing ID73550191

Property TypeMulti Family / 3 Family

Price500000 ($118.88/SqFt)

Style3 Family

CityGardner

CountyWorcester

Neighborhood(s)

Approximate Living Area Total4206

Approximate Lot Size (Acres)0.12

Total Parking6

Garage Parking0

Year Built1900

Year Built SourceBuilder

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction Materials

Lot Features

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningR1

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 77 Oak St, Gardner MA 01440

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsTv In Family Room. Kitchen Island Bar Stools And Table Set Excluded But Sellers Will Entertain Set.

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 77 Oak St, Gardner MA 01440

Real Estate Taxes6498

Tax Year2026

Assessed Value$471,900

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 77 Oak St, Gardner MA 01440

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 77 Oak St, Gardner MA 01440

Agent

Name: Michael Yerardi

Office

Name: Oakridge Realty, LLC

Phone: 978-239-3017

Team Members

Payment Calculator

, Interest

Property Taxes 541.5

Principal & Interest 3080.84

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Oakridge Realty, LLC

Michael Yerardi

Agent Phone

Office Phone

(978) 239-3017

Text Agent Call Agent Call Office

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EXIT

30 More Photos

Active Under Contract

77 Oak St, Gardner MA 01440

$500,000

Annual Expenses for 77 Oak St, Gardner MA 01440

Annual Income & Unit Breakdown for 77 Oak St, Gardner MA 01440

General Information for 77 Oak St, Gardner MA 01440

Disclosures for 77 Oak St, Gardner MA 01440

Financial Information for 77 Oak St, Gardner MA 01440

Location Information for 77 Oak St, Gardner MA 01440

Contact Information for 77 Oak St, Gardner MA 01440

Agent

Office

Team Members

Payment Calculator

Exclusive Listing Agent

Oakridge Realty, LLC

Michael Yerardi