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205 Pine St, Gardner MA 01440

$515,000

Estimated $1,324/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $171,666.67

Total Rent: 56820/year

Estimated CAP Rate:

5 Bedrooms

Baths

1816

Total Parking: 6

11,503 (0.26)

This well maintained three family property presents an excellent investment opportunity in a convenient location close to shopping, schools, major highways, and a variety of local amenities.The basement unit features a one bedroom apartment with electric heat. The first floor unit offers two bedrooms and is heated by a gas on gas heating system with separate electric service. The third floor unit also includes two bedrooms, gas on gas heat, and separate electric service. All tenants are responsible for paying their own utilities, making this an attractive income producing property.Additional features include two tandem parking spaces assigned to each unit and a spacious shared backyard, providing ample outdoor space for residents to enjoy.

This home has been viewed 20 times

Last Checked: September 17th, 2026 at 8:53am (Source: MLS PIN #73549176)

Gross Income: $56,820

Gross Expenses: $5,869

Net Income Calc: $50,951

Water Views

Annual Expenses for 205 Pine St, Gardner MA 01440

Total Gross Expenses (Calculated)$5,869/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax5869

Annual Income & Unit Breakdown for 205 Pine St, Gardner MA 01440

Total Gross Income (Calculated)$56,820

Unit 1

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent Includes

Unit 3

Rental Income$0

Lease

Bedrooms1

Bathrooms1 Full

Floor3

Levels in Unit1

Rent Includes

General Information for 205 Pine St, Gardner MA 01440

Listing ID73549176

Property TypeMulti Family / 3 Family

Price515000 ($283.59/SqFt)

Style3 Family

CityGardner

CountyWorcester

Neighborhood(s)

Approximate Living Area Total1816

Approximate Lot Size (Acres)0.26

Total Parking6

Garage Parking0

Year Built1910

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof Material

BasementFull

Construction MaterialsFrame

Lot Features

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningR1

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 205 Pine St, Gardner MA 01440

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsAll Tenant Possessions

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 205 Pine St, Gardner MA 01440

Real Estate Taxes5869

Tax Year2026

Assessed Value$426,200

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 205 Pine St, Gardner MA 01440

Elementary SchoolGardner Elementary School

Middle SchoolGardner Middle School

High SchoolGardner High School

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 205 Pine St, Gardner MA 01440

Agent

Name: Daiana Diaz

Office

Name: Coldwell Banker Realty - Leominster

Phone: 978-840-4014

Payment Calculator

, Interest

Property Taxes 489.08

Principal & Interest 3173.27

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Coldwell Banker Realty - Leominster

Daiana Diaz

Agent Phone

Office Phone

(978) 840-4014

Text Agent Call Agent Call Office

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    [unparsed] => 205 Pine St, Gardner MA 01440
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EXIT

37 More Photos

Active

205 Pine St, Gardner MA 01440

$515,000

Annual Expenses for 205 Pine St, Gardner MA 01440

Annual Income & Unit Breakdown for 205 Pine St, Gardner MA 01440

General Information for 205 Pine St, Gardner MA 01440

Disclosures for 205 Pine St, Gardner MA 01440

Financial Information for 205 Pine St, Gardner MA 01440

Location Information for 205 Pine St, Gardner MA 01440

Contact Information for 205 Pine St, Gardner MA 01440

Agent

Office

Payment Calculator

Exclusive Listing Agent

Coldwell Banker Realty - Leominster

Daiana Diaz