Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Pending

655 Westford St, Lowell MA 01851

$1,200,000

Estimated $2,852/month Calculator

Multi Family

Total Units: 7

Price Per Unit: $171,428.57

Total Rent: 76800/year

Estimated CAP Rate:

11 Bedrooms

Baths

5400

Total Parking: 12

7,840 (0.18)

655 Westford St contains four (4) 2-Bedroom/1-Bathroom units, two (2) 1+-Bedroom/1-Bathroom units, and one (1) 1-Bedroom/1-Bathroom unit across 5,400 square feet of gross living area in 8,449 square feet of gross area. The Property is situated upon a 0.18-acre parcel and features five (5) sets of tandem parking spaces and two (2) additional parking spaces. Tenants are responsible for gas heating. Hot water is a mix of tenant and landlord responsibility. Electric is separately metered and paid directly by tenants. The Landlord is responsible for city water and sewer. The opportunity exists to continue to upgrade unit interiors and common areas in an urban-infill, high demand/supply constrained residential market.

This home has been viewed 11 times

Last Checked: July 18th, 2026 at 8:13am (Source: MLS PIN #73546104)

Gross Income: $76,800

Gross Expenses: $10,877

Net Income Calc: $65,923

Water Views

Annual Expenses for 655 Westford St, Lowell MA 01851

Total Gross Expenses (Calculated)$10,877/year

APOD AvailableYes

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax10877

Annual Income & Unit Breakdown for 655 Westford St, Lowell MA 01851

Total Gross Income (Calculated)$76,800

Unit 1

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseY

Bedrooms1

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 3

Rental Income$0

LeaseY

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 4

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

General Information for 655 Westford St, Lowell MA 01851

Listing ID73546104

Property TypeMulti Family / 5+ Family

Price1200000 ($222.22/SqFt)

Style5-9 Family

CityLowell

CountyMiddlesex

Neighborhood(s)

Approximate Living Area Total5400

Approximate Lot Size (Acres)0.18

Total Parking12

Garage Parking0

Year Built1910

Year Built SourcePublic Records

Year Built DetailsApproximate

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

Basement

Construction Materials

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor Space

ZoningTTF

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 655 Westford St, Lowell MA 01851

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsWasher / Dryer

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 655 Westford St, Lowell MA 01851

Real Estate Taxes10877

Tax Year2026

Assessed Value$949,800

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 655 Westford St, Lowell MA 01851

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 655 Westford St, Lowell MA 01851

Agent

Name: Spencer Norton

Office

Name: Horvath & Tremblay

Phone: 781-776-4000

Payment Calculator

, Interest

Property Taxes 906.42

Principal & Interest 7394.02

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Horvath & Tremblay

Spencer Norton

Agent Phone

Office Phone

(781) 776-4000

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.18 acres (7,840 SqFt)
    [add_date] => 2026-07-08 10:23:33
    [address] => Westford St
    [agent] => Array
        (
            [address] => 37 Oakland Street
            [city] => Newburyport
            [id] => CN230412
            [name] => Spencer Norton
            [national_association] => 
            [office] => AN2723
            [state] => MA
            [zip] => 01950
        )

[apod_available] => Array
        (
            [0] => Yes
        )

[appliances] => Array
        (
        )

[approx_living_area_total] => 5400
    [approx_lot_size_acres] => 0.18
    [approx_lot_size_sqft] => 7840
    [assessed_value] => $949,800
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
        )

[bathrooms] => 
    [bedrooms] => 11
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 5+ Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Lowell
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Middlesex
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => 655 Westford St contains four (4) 2-Bedroom/1-Bathroom units, two (2) 1+-Bedroom/1-Bathroom units, and one (1) 1-Bedroom/1-Bathroom unit across 5,400 square feet of gross living area in 8,449 square feet of gross area. The Property is situated upon a 0.18-acre parcel and features five (5) sets of tandem parking spaces and two (2) additional parking spaces. Tenants are responsible for gas heating. Hot water is a mix of tenant and landlord responsibility. Electric is separately metered and paid directly by tenants. The Landlord is responsible for city water and sewer. The opportunity exists to continue to upgrade unit interiors and common areas in an urban-infill, high demand/supply constrained residential market.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Washer / Dryer
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-07-18 08:13:38
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 5
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73546104
    [neighborhoods] => 
    [net_income_calc] => 65923
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 7
    [office] => Array
        (
            [id] => AN2723
            [name] => Horvath & Tremblay
            [phone] => 781-776-4000
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 1200000
    [price_per_sqft] => 222.22
    [price_per_unit] => 171428.57142857
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 5-9 Family
        )

[real_estate_tax] => 10877
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 25
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Pending
        )

[street_number] => 655
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 10877
    [total_gross_income] => 76800
    [total_parking] => 12
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 2
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 1
    [unit_2_floor] => 1
    [unit_2_lease] => Array
        (
            [0] => Y
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 1 Full
    [unit_3_bedrooms] => 2
    [unit_3_floor] => 1
    [unit_3_lease] => Array
        (
            [0] => Y
        )

[unit_3_levels] => 1
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 1 Full
    [unit_4_bedrooms] => 2
    [unit_4_floor] => 2
    [unit_4_lease] => Array
        (
            [0] => N
        )

[unit_4_levels] => 1
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 655 Westford St, Lowell MA 01851
    [utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[year_built] => 1910
    [year_built_details] => Approximate
    [year_built_source] => Public Records
    [year_renovated] => 
    [zip] => 01851
    [zips] => 
    [zoning] => TTF
    [zoning_details] => 
    [media] => Array
        (
            [0] => https://www.bostonrealestate.com/wp-content/uploads/WPL/798763/MLS1.jpg
            [1] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=2
            [2] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=3
            [3] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=4
            [4] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=5
            [5] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=6
            [6] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=7
            [7] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=8
            [8] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=9
            [9] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=10
            [10] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=11
            [11] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=12
            [12] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=13
            [13] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=14
            [14] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=15
            [15] => https://media.mlspin.com/photo.aspx?mls=73546104&w=1024&h=768&n=16
        )

[raw] => 
)

EXIT

14 More Photos

Pending

655 Westford St, Lowell MA 01851

$1,200,000

Annual Expenses for 655 Westford St, Lowell MA 01851

Annual Income & Unit Breakdown for 655 Westford St, Lowell MA 01851

General Information for 655 Westford St, Lowell MA 01851

Disclosures for 655 Westford St, Lowell MA 01851

Financial Information for 655 Westford St, Lowell MA 01851

Location Information for 655 Westford St, Lowell MA 01851

Contact Information for 655 Westford St, Lowell MA 01851

Agent

Office

Payment Calculator

Exclusive Listing Agent

Horvath & Tremblay

Spencer Norton