Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

1644-1646 N Main St, Palmer MA 01069

$369,000

Estimated $921/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $184,500

Total Rent: 15600/year

Estimated CAP Rate:

5 Bedrooms

Baths

2054

Total Parking: 4

4,792 (0.11)

Well-maintained two-family home conveniently located just two minutes from Baystate Wing Hospital and the Mass Pike, providing easy access for commuters and everyday amenities. The vacant second-floor unit offers 3 bedrooms, making it an excellent opportunity for an owner-occupant or investor seeking market-rate rental income. The occupied first-floor unit features 2 bedrooms. Both apartments include spacious enclosed porches, separate laundry hookups in the basement, and ample storage. Recent improvements include new vinyl siding, vinyl replacement windows throughout, LVP flooring and granite countertops in the vacant unit, a new roof (2024), and both electrical panels replaced in 2024. Each unit is served by its own forced-air furnace, both replaced within the last five years. Off-street parking adds to the property's convenience and appeal.

This home has been viewed 10 times

Last Checked: June 30th, 2026 at 4:38pm (Source: MLS PIN #73543213)

Gross Income: $15,600

Gross Expenses: $3,873

Net Income Calc: $11,727

Annual Expenses for 1644-1646 N Main St, Palmer MA 01069

Total Gross Expenses (Calculated)$3,873/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax3873

Annual Income & Unit Breakdown for 1644-1646 N Main St, Palmer MA 01069

Total Gross Income (Calculated)$15,600

Unit 1

Rental Income$0

LeaseY

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor2

Levels in Unit2

Rent Includes

General Information for 1644-1646 N Main St, Palmer MA 01069

Listing ID73543213

Property TypeMulti Family

Price369000 ($179.65/SqFt)

StyleMulti Family

CityPalmer

CountyHampden

Neighborhood(s)

Approximate Living Area Total2054

Approximate Lot Size (Acres)0.11

Total Parking4

Garage Parking0

Year Built1900

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction Materials

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningTR

Water Views

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 1644-1646 N Main St, Palmer MA 01069

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsSee Disclosures

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 1644-1646 N Main St, Palmer MA 01069

Real Estate Taxes3873

Tax Year2025

Assessed Value$213,400

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 1644-1646 N Main St, Palmer MA 01069

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 1644-1646 N Main St, Palmer MA 01069

Agent

Name: Patriot Living Group

Office

Name: Lock and Key Realty Inc.

Phone: 413-282-8080

Team Members

Payment Calculator

, Interest

Property Taxes 322.75

Principal & Interest 2273.66

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Lock and Key Realty Inc.

Patriot Living Group

Agent Phone

Office Phone

(413) 282-8080

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.11 acres (4,792 SqFt)
    [add_date] => 2026-06-30 10:08:32
    [address] => N Main St
    [agent] => Array
        (
            [address] => 
            [city] => 
            [id] => CN241831
            [name] => Patriot Living Group
            [national_association] => 
            [office] => AN5521
            [state] => 
            [zip] => 
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
        )

[approx_living_area_total] => 2054
    [approx_lot_size_acres] => 0.11
    [approx_lot_size_sqft] => 4792
    [assessed_value] => $213,400
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 5
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Palmer
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Hampden
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Well-maintained two-family home conveniently located just two minutes from Baystate Wing Hospital and the Mass Pike, providing easy access for commuters and everyday amenities. The vacant second-floor unit offers 3 bedrooms, making it an excellent opportunity for an owner-occupant or investor seeking market-rate rental income. The occupied first-floor unit features 2 bedrooms. Both apartments include spacious enclosed porches, separate laundry hookups in the basement, and ample storage. Recent improvements include new vinyl siding, vinyl replacement windows throughout, LVP flooring and granite countertops in the vacant unit, a new roof (2024), and both electrical panels replaced in 2024. Each unit is served by its own forced-air furnace, both replaced within the last five years. Off-street parking adds to the property's convenience and appeal.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => See Disclosures
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-06-30 16:38:39
    [laundry_features] => Array
        (
            [0] => Archway
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 3
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73543213
    [neighborhoods] => 
    [net_income_calc] => 11727
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => AN5521
            [name] => Lock and Key Realty Inc.
            [phone] => 413-282-8080
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 369000
    [price_per_sqft] => 179.65
    [price_per_unit] => 184500
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => Multi Family
        )

[real_estate_tax] => 3873
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 10
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 1644-1646
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 1
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2025
    [team] => CN241831
    [team_agents] => Array
        (
            [CN241831] => Array
                (
                    [agent_mls_id] => CN241831
                    [full_name] => Ryan DeLand
                    [address] => 20 Wayne Street
                    [city] => Springfield
                    [state] => MA
                    [postal_code] => 01118
                    [national_association_id] => 454230006
                    [office_mls_id] => AN5521
                )

)

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 3873
    [total_gross_income] => 15600
    [total_parking] => 4
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 2
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => Y
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 3
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 2
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 1644-1646 N Main St, Palmer MA 01069
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

38 More Photos