Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

287 Pine St, Gardner MA 01440

$399,000

Estimated $1,022/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $199,500

Total Rent: 40200/year

Estimated CAP Rate:

3 Bedrooms

Baths

1738

Total Parking: 6 (1 Garage)

8,037 (0.18)

This well-maintained two-family property presents an excellent opportunity for investors or owner-occupants seeking rental income. The first-floor unit features a comfortable 1-bedroom layout with the option of adding a second bedroom. As well as the convenience of laundry located in the basement. The second-floor unit offers 2 bedrooms and a functional floor plan designed for comfortable living, with laundry hookups in unit. Both units showcase beautiful hardwood floors, adding warmth and character throughout. With separate living spaces and strong rental appeal, this property is ideal for expanding your investment portfolio or generating supplemental income. Off street parking. Detached garage for potential additional income. One unit potentially delivered empty. Conveniently located and full of potential, this multi-family home is a fantastic opportunity you won't want to miss. Schedule your showing today!

This home has been viewed 3 times

Last Checked: June 25th, 2026 at 8:43am (Source: MLS PIN #73540960)

Gross Income: $40,200

Gross Expenses: $4,495

Net Income Calc: $35,705

Water Views

Annual Expenses for 287 Pine St, Gardner MA 01440

Total Gross Expenses (Calculated)$4,495/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax4495

Annual Income & Unit Breakdown for 287 Pine St, Gardner MA 01440

Total Gross Income (Calculated)$40,200

Unit 1

Rental Income$0

LeaseY

Bedrooms1

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseY

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent IncludesHeat

General Information for 287 Pine St, Gardner MA 01440

Listing ID73540960

Property TypeMulti Family / 2 Family

Price399000 ($229.57/SqFt)

Style2 Family - 2 Units Up/down

CityGardner

CountyWorcester

Neighborhood(s)

Approximate Living Area Total1738

Approximate Lot Size (Acres)0.18

Total Parking6 (1 Garage)

Garage Parking1

Year Built1910

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor Space

ZoningR1

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 287 Pine St, Gardner MA 01440

Lead PaintNone

UFFINo

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsLighting In Loft Area

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 287 Pine St, Gardner MA 01440

Real Estate Taxes4495

Tax Year2026

Assessed Value$326,400

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 287 Pine St, Gardner MA 01440

Elementary SchoolGardner

Middle SchoolGardner

High SchoolGardner

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 287 Pine St, Gardner MA 01440

Agent

Name: Team Molet

Office

Name: Keller Williams Realty North Central

Phone: 978-840-9000

Team Members

Payment Calculator

, Interest

Property Taxes 374.58

Principal & Interest 2458.51

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Keller Williams Realty North Central

Team Molet

Agent Phone

Office Phone

(978) 840-9000

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.18 acres (8,037 SqFt)
    [add_date] => 2026-06-25 08:43:32
    [address] => Pine St
    [agent] => Array
        (
            [address] => 
            [city] => 
            [id] => CN221271
            [name] => Team Molet
            [national_association] => 
            [office] => K95580
            [state] => 
            [zip] => 
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 1738
    [approx_lot_size_acres] => 0.18
    [approx_lot_size_sqft] => 8037
    [assessed_value] => $326,400
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 3
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 2 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Gardner
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
            [0] => Split
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => This well-maintained two-family property presents an excellent opportunity for investors or owner-occupants seeking rental income. The first-floor unit features a comfortable 1-bedroom layout with the option of adding a second bedroom. As well as the convenience of laundry located in the basement. The second-floor unit offers 2 bedrooms and a functional floor plan designed for comfortable living, with laundry hookups in unit. Both units showcase beautiful hardwood floors, adding warmth and character throughout. With separate living spaces and strong rental appeal, this property is ideal for expanding your investment portfolio or generating supplemental income. Off street parking. Detached garage for potential additional income. One unit potentially delivered empty. Conveniently located and full of potential, this multi-family home is a fantastic opportunity you won't want to miss. Schedule your showing today!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => Gardner
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Lighting In Loft Area
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 1
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => Gardner
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-06-25 08:43:32
    [laundry_features] => Array
        (
            [0] => Archway
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 2
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => Gardner
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73540960
    [neighborhoods] => 
    [net_income_calc] => 35705
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => K95580
            [name] => Keller Williams Realty North Central
            [phone] => 978-840-9000
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 399000
    [price_per_sqft] => 229.57
    [price_per_unit] => 199500
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 2 Family - 2 Units Up/down
        )

[real_estate_tax] => 4495
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 10
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 287
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 1
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 1
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 1
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => CN221271
    [team_agents] => Array
        (
            [CN221271] => Array
                (
                    [agent_mls_id] => CN221271
                    [full_name] => Donna Molet
                    [address] => 274 Ash Street
                    [city] => Winchendon
                    [state] => MA
                    [postal_code] => 01475
                    [national_association_id] => 454502468
                    [office_mls_id] => K95580
                )

)

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 4495
    [total_gross_income] => 40200
    [total_parking] => 6 (1 Garage)
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
            [0] => No
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 1
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => Y
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 2
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => Y
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 287 Pine St, Gardner MA 01440
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

24 More Photos