Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active Under Contract

183 Greenwood St, Gardner MA 01440

$449,900

Estimated $1,182/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $149,966.67

Total Rent: 58200/year

Estimated CAP Rate:

5 Bedrooms

Baths

2779

Total Parking: 0

12,090 (0.28)

This exceptional 3-unit multi-family property presents a premier investment opportunity in the heart of Gardner. Perfectly situated within walking distance of the vibrant downtown area, residents will enjoy immediate access to a wide array of local amenities, shops, and dining options. The building features a thoughtful layout designed for both functionality and high rental appeal. The first and second floors each offer spacious two-bedroom apartments characterized by comfortable living areas. Notably, the second-floor unit is currently vacant, providing a perfect opportunity for an owner-occupant to move in and enjoy the benefits of house-hacking or for an investor to immediately place a tenant at current market rates. The third floor contains a cozy one-bedroom unit, rounding out the building’s diverse rental offerings. This property’s prime location and versatile configuration make it a standout choice for any portfolio. Open House 6/25 5pm-6:30pm, 6/27 10am-11am and 6/28 12pm-1pm.

This home has been viewed 11 times

Last Checked: July 5th, 2026 at 5:53am (Source: MLS PIN #73528313)

Gross Income: $58,200

Gross Expenses: $5,427

Net Income Calc: $52,773

Annual Expenses for 183 Greenwood St, Gardner MA 01440

Total Gross Expenses (Calculated)$5,427/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax5427

Annual Income & Unit Breakdown for 183 Greenwood St, Gardner MA 01440

Total Gross Income (Calculated)$58,200

Unit 1

Rental Income$0

LeaseY

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

Rent Includes

Unit 3

Rental Income$0

LeaseY

Bedrooms1

Bathrooms1 Full

Floor3

Levels in Unit1

Rent Includes

General Information for 183 Greenwood St, Gardner MA 01440

Listing ID73528313

Property TypeMulti Family / 3 Family

Price449900 ($161.89/SqFt)

Style3 Family - 3 Units Up/down

CityGardner

CountyWorcester

Neighborhood(s)

Approximate Living Area Total2779

Approximate Lot Size (Acres)0.28

Total Parking0

Garage Parking0

Year Built1922

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction Materials

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor Space

ZoningR1

Water Views

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 183 Greenwood St, Gardner MA 01440

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsRefrigerator And Some Personal Belongings

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 183 Greenwood St, Gardner MA 01440

Real Estate Taxes5427

Tax Year2025

Assessed Value$377,900

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 183 Greenwood St, Gardner MA 01440

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 183 Greenwood St, Gardner MA 01440

Agent

Name: Candor Investment Group

Office

Name: eXp Realty LLC

Phone: 888-854-7493

Team Members

Payment Calculator

, Interest

Property Taxes 452.25

Principal & Interest 2772.14

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

eXp Realty LLC

Candor Investment Group

Agent Phone

Office Phone

(888) 854-7493

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.28 acres (12,090 SqFt)
    [add_date] => 2026-06-03 10:33:35
    [address] => Greenwood St
    [agent] => Array
        (
            [address] => 
            [city] => 
            [id] => CN258252
            [name] => Candor Investment Group
            [national_association] => 
            [office] => AN9457
            [state] => 
            [zip] => 
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
        )

[approx_living_area_total] => 2779
    [approx_lot_size_acres] => 0.28
    [approx_lot_size_sqft] => 12090
    [assessed_value] => $377,900
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 5
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 3 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Gardner
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => This exceptional 3-unit multi-family property presents a premier investment opportunity in the heart of Gardner. Perfectly situated within walking distance of the vibrant downtown area, residents will enjoy immediate access to a wide array of local amenities, shops, and dining options. The building features a thoughtful layout designed for both functionality and high rental appeal. The first and second floors each offer spacious two-bedroom apartments characterized by comfortable living areas. Notably, the second-floor unit is currently vacant, providing a perfect opportunity for an owner-occupant to move in and enjoy the benefits of house-hacking or for an investor to immediately place a tenant at current market rates. The third floor contains a cozy one-bedroom unit, rounding out the building’s diverse rental offerings. This property’s prime location and versatile configuration make it a standout choice for any portfolio. Open House 6/25 5pm-6:30pm, 6/27 10am-11am and 6/28 12pm-1pm.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Refrigerator And Some Personal Belongings
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-07-05 05:53:39
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 3
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73528313
    [neighborhoods] => 
    [net_income_calc] => 52773
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 3
    [office] => Array
        (
            [id] => AN9457
            [name] => eXp Realty LLC
            [phone] => 888-854-7493
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 449900
    [price_per_sqft] => 161.89
    [price_per_unit] => 149966.66666667
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 3 Family - 3 Units Up/down
        )

[real_estate_tax] => 5427
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 11
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active Under Contract
        )

[street_number] => 183
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2025
    [team] => CN258252
    [team_agents] => Array
        (
            [CN258252] => Array
                (
                    [agent_mls_id] => CN258252
                    [full_name] => Hannah Hodge
                    [address] => 107 York Ave
                    [city] => Fitchburg
                    [state] => MA
                    [postal_code] => 01420
                    [national_association_id] => 596512043
                    [office_mls_id] => AN9457
                )

)

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 5427
    [total_gross_income] => 58200
    [total_parking] => 0
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 2
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => Y
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 2
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 1 Full
    [unit_3_bedrooms] => 1
    [unit_3_floor] => 3
    [unit_3_lease] => Array
        (
            [0] => Y
        )

[unit_3_levels] => 1
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 183 Greenwood St, Gardner MA 01440
    [utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

36 More Photos

Active Under Contract

183 Greenwood St, Gardner MA 01440

$449,900

Annual Expenses for 183 Greenwood St, Gardner MA 01440

Annual Income & Unit Breakdown for 183 Greenwood St, Gardner MA 01440

General Information for 183 Greenwood St, Gardner MA 01440

Disclosures for 183 Greenwood St, Gardner MA 01440

Financial Information for 183 Greenwood St, Gardner MA 01440

Location Information for 183 Greenwood St, Gardner MA 01440

Contact Information for 183 Greenwood St, Gardner MA 01440

Agent

Office

Team Members

Payment Calculator

Exclusive Listing Agent

eXp Realty LLC

Candor Investment Group