Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

54 Charles St, Gardner MA 01440

$300,000

Estimated $2,247/month Calculator

Single Family

3 Bedrooms

Baths

1324

Total Parking: 6 (2 Garage)

16,390 (0.38)

Built in 1913

54 Charles St Gardner. $300,000. Welcome to highly desirable South Side neighborhood, known for its connected streets, neighborhood feel, & convenient location. This classic Colonial offers a rare opportunity to build equity while enjoying many desirable features already in place. Offering 3 bedrooms, 1.5 baths, & a detached 2-car garage on a generous .38-acre lot, this home provides plenty of value. Inside you'll find beautiful hardwood and tile flooring, a spacious living room, hardwood dining room with custom built-ins, & an updated kitchen featuring granite countertops, rich cabinetry, and ceramic tile flooring. The second floor offers three bedrooms including a primary bedroom with walk-in closet. Easy walk-up attic for extra storage. Full basement, off-street parking, and a spacious yard complete the package. Conveniently located near schools, parks, shopping, and area amenities. A home with character, space, and features that are increasingly hard to find at this price.

This home has been viewed 4 times

Last Checked: May 27th, 2026 at 4:53pm (Source: MLS PIN #73524454)

Garage Parking

Air Conditioning

Waterview

Lead Paint Free

General Information for 54 Charles St, Gardner MA 01440

Listing ID73524454

Property TypeSingle Family / Detached

Price$300,000 ($226.59/SqFt)

StyleColonial

CityGardner

CountyWorcester

Neighborhood(s)

Garage Parking2

ZoningR1

Year Built1913

Year Built SourcePublic Records

Year Built DetailsApproximate

Interior Features for 54 Charles St, Gardner MA 01440

Approximate Living Area Total1324

Living Area Includes BasementNo

Rooms6

Bedrooms3

Primary En Suite BathroomYes

BasementFull

CoolingSplit

Fireplaces

AppliancesRange

FlooringTile

Electric220 Volts

Exterior Features for 54 Charles St, Gardner MA 01440

Approximate Lot Size (Acres)0.38

Approximate Lot Size (Square Feet)16390

Total Parking6 (2 Garage)

Garage Parking2

WaterPublic

SewerPublic Sewer

Lot FeaturesGentle Sloping

Parking Features1

Exterior FeaturesPorch

Foundation Materials

Construction MaterialsFrame

Road Frontage Type

Patio & PorchCovered

Roof MaterialAsphalt/fiberglass Shingles

Utility Connections110 Volts

Water ViewsNo

Water Views Features

Waterfront0

Waterfront FeaturesRiver

Pool Features

Horse Permitted0

Horse AmenitiesRiver

Disclosures for 54 Charles St, Gardner MA 01440

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Special Listing Conditions

ExclusionsPersonal Belongings

Compensation Based On

Financial Information for 54 Charles St, Gardner MA 01440

Association Fee

Association Fee Frequency

Association Fee Includes

Real Estate Tax4778

Tax Year2026

Assessed Value$347,000

Location Information for 54 Charles St, Gardner MA 01440

Elementary SchoolGardner Elementary

Middle SchoolGardner Middle School

High SchoolGardner High School

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 54 Charles St, Gardner MA 01440

Agent

Name: Laura Rice

Office

Name: EXIT New Options Real Estate

Phone: 978-345-3948

Payment Calculator

, Interest

Property Taxes 398.17

Principal & Interest 1848.5

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

EXIT New Options Real Estate

Laura Rice

Agent Phone

Office Phone

(978) 345-3948

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.38 acres (16,390 SqFt)
    [add_date] => 2026-05-27 16:53:35
    [address] => Charles St
    [agent] => Array
        (
            [address] => 14 Iris Road
            [city] => Leominster
            [id] => H9500220
            [name] => Laura Rice
            [national_association] => 454501918
            [office] => H95173
            [state] => MA
            [zip] => 01453
        )

[apod_available] => Array
        (
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 1324
    [approx_lot_size_acres] => 0.38
    [approx_lot_size_sqft] => 16390
    [assessed_value] => $347,000
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 3
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => Detached
        )

[c_type] => Array
        (
            [0] => Single Family
        )

[cap_rate] => 
    [city] => Gardner
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
            [0] => Split
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => 54 Charles St Gardner. $300,000. Welcome to highly desirable South Side neighborhood, known for its connected streets, neighborhood feel, & convenient location. This classic Colonial offers a rare opportunity to build equity while enjoying many desirable features already in place. Offering 3 bedrooms, 1.5 baths, & a detached 2-car garage on a generous .38-acre lot, this home provides plenty of value. Inside you'll find beautiful hardwood and tile flooring, a spacious living room, hardwood dining room with custom built-ins, & an updated kitchen featuring granite countertops, rich cabinetry, and ceramic tile flooring. The second floor offers three bedrooms including a primary bedroom with walk-in closet. Easy walk-up attic for extra storage. Full basement, off-street parking, and a spacious yard complete the package. Conveniently located near schools, parks, shopping, and area amenities. A home with character, space, and features that are increasingly hard to find at this price.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => Gardner Elementary
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Personal Belongings
        )

[exterior_features] => Array
        (
            [0] => Porch
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 2
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => Gardner High School
    [horse_features] => Array
        (
            [0] => River
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-05-27 16:53:35
    [laundry_features] => Array
        (
            [0] => Archway
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => Gardner Middle School
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73524454
    [neighborhoods] => 
    [net_income_calc] => -4778
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 
    [office] => Array
        (
            [id] => H95173
            [name] => EXIT New Options Real Estate
            [phone] => 978-345-3948
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 300000
    [price_per_sqft] => 226.59
    [price_per_unit] => 300000
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => Single Family Residence
        )

[real_estate_tax] => 4778
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 6
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 54
    [structure_type] => Array
        (
        )

[style] => Array
        (
            [0] => Colonial
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 1
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 1
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 1
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2026
    [team] => 
    [team_agents] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 4778
    [total_gross_income] => 0
    [total_parking] => 6 (2 Garage)
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 
    [unit_1_bedrooms] => 
    [unit_1_floor] => 
    [unit_1_lease] => Array
        (
        )

[unit_1_levels] => 
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 
    [unit_2_bedrooms] => 
    [unit_2_floor] => 
    [unit_2_lease] => Array
        (
        )

[unit_2_levels] => 
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 54 Charles St, Gardner MA 01440
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
            [0] => River
        )

[raw] => 
)

EXIT

37 More Photos