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481 Humphrey St, Swampscott MA 01907

$999,000

Estimated $2,292/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $499,500

Total Rent: 79200/year

Estimated CAP Rate:

5 Bedrooms

Baths

2471

Total Parking: 10

6,190 (0.14)

PRICE REDUCTION! Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended family • Perfect for live-in owners seeking rental income • Excellent as a fully income-producing investment property. Both homes have been well maintained and feature numerous updates, making this a turnkey opportunity in a sought-after seaside community. Whether you’re looking for a multi-generational living setup, a coastal retreat, or a strong rental investment, this property offers exceptional flexibility and value. Don’t miss this unique opportunity!

This home has been viewed 5 times

Last Checked: June 30th, 2026 at 4:58am (Source: MLS PIN #73499679)

Gross Income: $79,200

Gross Expenses: $8,068

Net Income Calc: $71,132

Water Views

Annual Expenses for 481 Humphrey St, Swampscott MA 01907

Total Gross Expenses (Calculated)$8,068/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax8068

Annual Income & Unit Breakdown for 481 Humphrey St, Swampscott MA 01907

Total Gross Income (Calculated)$79,200

Unit 1

Rental Income$0

LeaseN

Bedrooms4

Bathrooms1 Full, 1 Half

Floor1

Levels in Unit3

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseN

Bedrooms1

Bathrooms1 Full

Floor1

Levels in Unit2

Rent IncludesHeat

General Information for 481 Humphrey St, Swampscott MA 01907

Listing ID73499679

Property TypeMulti Family

Price999000 ($404.29/SqFt)

StyleMulti Family

CitySwampscott

CountyEssex

Neighborhood(s)

Approximate Living Area Total2471

Approximate Lot Size (Acres)0.14

Total Parking10

Garage Parking0

Year Built1798

Year Built SourcePublic Records

Year Built DetailsApproximate

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningN/A

Water ViewsNo

Water Views Features

Waterfront0

Waterfront FeaturesRiver

Terms

Disclosures for 481 Humphrey St, Swampscott MA 01907

Lead PaintNone

UFFINo

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsRefrigerator And Some Personal Belongings

Financial Data Source

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 481 Humphrey St, Swampscott MA 01907

Real Estate Taxes8068

Tax Year2025

Assessed Value$703,400

Financial Data Source

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 481 Humphrey St, Swampscott MA 01907

Neighborhood(s)

Area Amenities

Contact Information for 481 Humphrey St, Swampscott MA 01907

Agent

Name: Brian Oppenheim

Office

Name: Cornerlot

Phone: 978-741-7120

Team Members

Payment Calculator

, Interest

Property Taxes 672.33

Principal & Interest 6155.52

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Cornerlot

Brian Oppenheim

Agent Phone

Office Phone

(978) 741-7120

Text Agent Call Agent Call Office

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    [description] => PRICE REDUCTION! Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended family • Perfect for live-in owners seeking rental income • Excellent as a fully income-producing investment property. Both homes have been well maintained and feature numerous updates, making this a turnkey opportunity in a sought-after seaside community. Whether you’re looking for a multi-generational living setup, a coastal retreat, or a strong rental investment, this property offers exceptional flexibility and value. Don’t miss this unique opportunity!
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    [unparsed] => 481 Humphrey St, Swampscott MA 01907
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EXIT

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