Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Active

390 Parker St, Gardner MA 01440

$620,000

Estimated $1,637/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $206,666.67

Total Rent: 67800/year

Estimated CAP Rate:

9 Bedrooms

Baths

2959

Total Parking: 8

10,890 (0.25)

Well-maintained 3-family property ideally located on the bus line with convenient access to major highways and downtown shopping, dining, and amenities. Each unit features 3 bedrooms, a spacious living room, dining area, and full kitchen, offering strong rental appeal and flexible living options. Unit 1 stands out with modern upgrades, including stainless-steel appliances, marble countertops, a marble backsplash, a breakfast nook, and an in-unit washer and dryer. Unit 2 offers a unique two-level layout with a comfortable living room, kitchen, dining area, full bath, and three bedrooms. Unit 3 features a similar two-level floor plan and offers three bedrooms with generous living space. Additional features include off-street parking, a private yard, and a prime location attractive to all.

This home has been viewed 17 times

Last Checked: March 17th, 2026 at 6:43am (Source: MLS PIN #73486841)

Gross Income: $67,800

Gross Expenses: $14,208

Net Income Calc: $53,592

Water Views

Annual Expenses for 390 Parker St, Gardner MA 01440

Total Gross Expenses (Calculated)$14,208/year

APOD AvailableYes

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax7582

Annual Income & Unit Breakdown for 390 Parker St, Gardner MA 01440

Total Gross Income (Calculated)$67,800

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

Rent IncludesHeat

Unit 2

Rental Income$0

LeaseY

Bedrooms3

Bathrooms1 Full

Floor2

Levels in Unit2

Rent IncludesHeat

Unit 3

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor3

Levels in Unit2

Rent IncludesHeat

General Information for 390 Parker St, Gardner MA 01440

Listing ID73486841

Property TypeMulti Family / 3 Family

Price620000 ($209.53/SqFt)

Style3 Family - 3 Units Up/down

CityGardner

CountyWorcester

Neighborhood(s)

Approximate Living Area Total2959

Approximate Lot Size (Acres)0.25

Total Parking8

Garage Parking0

Year Built1900

Year Built SourcePublic Records

Year Built DetailsActual

WaterPublic

SewerPublic Sewer

Electric220 Volts

Hot Water

Roof MaterialAsphalt/fiberglass Shingles

BasementFull

Construction MaterialsFrame

Lot FeaturesGentle Sloping

Foundation Description

Accessible Features

Outdoor SpaceCovered

ZoningGR3

Water ViewsNo

Water Views Features

Waterfront0

Waterfront Features

Terms

Disclosures for 390 Parker St, Gardner MA 01440

Lead PaintNone

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

ExclusionsWasher And Dryer Are Not Included

Financial Data SourceEstimated

Total Gross Expenses By Broker

Total Gross Income By Broker

Total Net Income By Broker

Short Sale / Forclosure (Bank Owned)

Compensation Based On

Financial Information for 390 Parker St, Gardner MA 01440

Real Estate Taxes7582

Tax Year2025

Assessed Value$528,000

Financial Data SourceEstimated

Total Gross Expenses By Broker

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker

BostonRealEstate.com Gross Income

Total Net Income By Broker

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

Location Information for 390 Parker St, Gardner MA 01440

Elementary SchoolGardner Elementary

Middle SchoolGardner Middle

High SchoolGardner High

Neighborhood(s)

Area AmenitiesWalk/jog Trails

Contact Information for 390 Parker St, Gardner MA 01440

Agent

Name: TOPP Realtors

Office

Name: OWN IT

Phone: 508-667-4931

Payment Calculator

, Interest

Property Taxes 631.83

Principal & Interest 3820.24

HOA Dues

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

OWN IT

TOPP Realtors

Agent Phone

Office Phone

(508) 667-4931

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.25 acres (10,890 SqFt)
    [add_date] => 2026-03-15 18:49:07
    [address] => Parker St
    [agent] => Array
        (
            [address] => 
            [city] => 
            [id] => TM336460
            [name] => TOPP Realtors
            [national_association] => 
            [office] => AN9012
            [state] => 
            [zip] => 
        )

[apod_available] => Array
        (
            [0] => Yes
        )

[appliances] => Array
        (
            [0] => Range
        )

[approx_living_area_total] => 2959
    [approx_lot_size_acres] => 0.25
    [approx_lot_size_sqft] => 10890
    [assessed_value] => $528,000
    [association] => 
    [association_fee] => Array
        (
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => 0
    [basement] => Array
        (
            [0] => Full
        )

[bathrooms] => 
    [bedrooms] => 9
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 
    [building_id] => 
    [building_parent] => 0
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 3 Family
        )

[c_type] => Array
        (
            [0] => Multi Family
        )

[cap_rate] => 
    [city] => Gardner
    [community_features] => Array
        (
            [0] => Walk/jog Trails
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => Array
        (
        )

[cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => 
    [date_available_note] => 
    [deposit_amount] => Array
        (
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Well-maintained 3-family property ideally located on the bus line with convenient access to major highways and downtown shopping, dining, and amenities. Each unit features 3 bedrooms, a spacious living room, dining area, and full kitchen, offering strong rental appeal and flexible living options. Unit 1 stands out with modern upgrades, including stainless-steel appliances, marble countertops, a marble backsplash, a breakfast nook, and an in-unit washer and dryer. Unit 2 offers a unique two-level layout with a comfortable living room, kitchen, dining area, full bath, and three bedrooms. Unit 3 features a similar two-level floor plan and offers three bedrooms with generous living space.  Additional features include off-street parking, a private yard, and a prime location attractive to all.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
            [0] => 220 Volts
        )

[electric_expense] => Array
        (
        )

[elementary_school] => Gardner Elementary
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => 
    [entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
            [0] => Washer And Dryer Are Not Included
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => 
    [financial_data_source] => Array
        (
            [0] => Estimated
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
            [0] => Tile
        )

[for_sale_by_owner] => 
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 
    [full_baths] => 
    [garage_parking] => 0
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
        )

[gross_income] => Array
        (
        )

[half_baths] => 
    [handicap_access] => 
    [heating] => 
    [heating_expense] => Array
        (
        )

[high_school] => Gardner High
    [horse_features] => Array
        (
        )

[horse_permitted] => 0
    [hot_water] => Array
        (
        )

[id] => 
    [insurance_expense] => Array
        (
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
            [0] => French Doors
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2026-03-17 06:43:34
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
            [0] => None
        )

[lease_term] => Array
        (
        )

[levels_in_unit] => 5
    [living_area] => 
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Gentle Sloping
        )

[management_expense] => Array
        (
        )

[middle_school] => Gardner Middle
    [miscellaneuos_expense] => Array
        (
        )

[mls_area] => 
    [mls_id] => 73486841
    [neighborhoods] => 
    [net_income_calc] => 53592
    [net_operating_income] => Array
        (
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 3
    [office] => Array
        (
            [id] => AN9012
            [name] => OWN IT
            [phone] => 508-667-4931
        )

[operating_expense] => Array
        (
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
            [0] => 1
        )

[pasture_area] => 
    [patio_and_porch] => Array
        (
            [0] => Covered
        )

[perc_test] => Array
        (
        )

[perc_test_date] => 
    [pet_policy] => Array
        (
            [0] => Allowed
        )

[phone] => 
    [pool_features] => Array
        (
        )

[price] => 620000
    [price_per_sqft] => 209.53
    [price_per_unit] => 206666.66666667
    [private_pool] => 
    [property_sub_type] => Array
        (
            [0] => 3 Family - 3 Units Up/down
        )

[real_estate_tax] => 7582
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
            [0] => Heat
        )

[repair_maintenance_expense] => Array
        (
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
            [0] => Asphalt/fiberglass Shingles
        )

[rooms] => 18
    [schools] => 
    [senior_community] => 
    [sewer] => Array
        (
            [0] => Public Sewer
        )

[sewer_expense] => Array
        (
        )

[short_sale] => Array
        (
        )

[special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 390
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 1
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 1
    [tax_year] => 2025
    [team] => 
    [terms] => Array
        (
        )

[timber_acres] => 
    [title_5] => 
    [total_gross_expense] => 14208
    [total_gross_income] => 67800
    [total_parking] => 8
    [trash_expense] => Array
        (
        )

[travel_routes] => 
    [uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 3
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 3
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => Y
        )

[unit_2_levels] => 2
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 1 Full
    [unit_3_bedrooms] => 3
    [unit_3_floor] => 3
    [unit_3_lease] => Array
        (
            [0] => N
        )

[unit_3_levels] => 2
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => 390 Parker St, Gardner MA 01440
    [utilities] => Array
        (
            [0] => 110 Volts
        )

[view] => Array
        (
        )

[water] => Array
        (
            [0] => Public
        )

[water_expense] => Array
        (
        )

[water_views] => Array
        (
            [0] => No
        )

[water_views_features] => Array
        (
        )

[waterfront] => 0
    [waterfront_features] => Array
        (
        )

[raw] => 
)

EXIT

36 More Photos

Active

390 Parker St, Gardner MA 01440

$620,000

Annual Expenses for 390 Parker St, Gardner MA 01440

Annual Income & Unit Breakdown for 390 Parker St, Gardner MA 01440

General Information for 390 Parker St, Gardner MA 01440

Disclosures for 390 Parker St, Gardner MA 01440

Financial Information for 390 Parker St, Gardner MA 01440

Location Information for 390 Parker St, Gardner MA 01440

Contact Information for 390 Parker St, Gardner MA 01440

Agent

Office

Payment Calculator

Exclusive Listing Agent

OWN IT

TOPP Realtors