Welcome to a rare mixed-use opportunity in Lowell — offering both prime commercial space with room to expand on the unfinished 2nd floor and a spacious residential unit on the property. This well-located building features two retail storefronts on the ground level with off street parking, ideal for small businesses, office space, or rental income. With strong street visibility and steady traffic along Chelmsford Street, these units provide excellent potential for owners or investors seeking built-in cash flow. You’ll find parking for up to 10+ vehicles plus a carport on the Plain Street side — a valuable asset for both commercial tenants and residents in this high-demand area. Between the commercial units sits a generous 4–5 bedroom residential, offering large bedrooms, a flexible floor plan, and plenty of space to customize. Perfect for an owner-occupant or as an additional rental, this home adds versatility to the property’s income potential.
This home has been viewed 4 times
Last Checked: December 10th, 2025 at 6:38am (Source: MLS PIN #73460680)
Gross Income: $0
Gross Expenses: $10,064
Net Income Calc: $10,064
CAP Rate: -1.27%
Annual Expenses for 525 Chelmsford St, Lowell MA 01851
Total Gross Expenses (Calculated)$10,064/year
APOD AvailableNo
Heating
Electricity
Water
Gas
Insurance
Sewer
Trash Removal
Repair & Maintenance
Management
Miscellaneous
Real Estate Tax$10,064
Annual Income & Unit Breakdown for 525 Chelmsford St, Lowell MA 01851
Total Gross Income (Calculated)$0
Unit 1
Rental Income$0
LeaseN
Bedrooms0
Bathrooms1 Half
Floor1
Levels in Unit1
HeatingYes
Rent IncludesUnit 1(water)
Unit 2
Rental Income$0
LeaseN
Bedrooms4
Bathrooms1 Full, 1 Half
Floor1
Levels in Unit2
HeatingYes
Rent IncludesUnit 1(water)
Unit 3
Rental Income$0
LeaseN
Bedrooms0
Bathrooms1 Half
Floor1
Levels in Unit1
HeatingYes
Rent IncludesUnit 1(water)
General Information for 525 Chelmsford St, Lowell MA 01851
Listing ID73460680
Property TypeMulti Family / 3 Family
Price$795,000 ($210.65/SqFt)
Style3 Family
CityLowell
CountyMiddlesex
MLS AreaHighlands
Neighborhood(s)
Approximate Living Area Total3,774 SqFt
Approximate Lot Size (Acres)0.25 acres
Total Parking17 (1 Garage)
Garage Parking1 / Detached
Year Built1920
Year Built SourcePublic Records
Year Renovated
Year Built DetailsActual
Water
Sewer
Electric
Hot Water
Roof Material
Basement
Construction MaterialsFrame, Block
Lot Features
Foundation Area
Foundation DescriptionStone
Accessible Features
Outdoor SpaceEnclosed
ZoningTTF
Zoning Details
Water Views
Water Views Features
WaterfrontNo
Waterfront Features
Energy Features
Terms
Disclosures for 525 Chelmsford St, Lowell MA 01851
Lead Paint
UFFI
Living Area Includes BasementNo
Living Area DisclosureIncludes commercial area
Building Area SourcePublic Records
Title 5
Exclusions
Disclosures
Financial Data Source
Total Gross Expenses By Broker$0
Total Gross Income By Broker$0
Total Net Income By Broker$0
For Sale By OwnerNo
Short Sale / Forclosure (Bank Owned)
Buyer Agent Compensation
Facilitator Compensation
Sub-Agent Compensation
Compensation Based On
Financial Information for 525 Chelmsford St, Lowell MA 01851
Real Estate Taxes$10,064
Tax Year2025
Assessed Value$449,900
Financial Data Source
Total Gross Expenses By Broker$0
BostonRealEstate.com Gross Expenses
Total Gross Income By Broker$0
BostonRealEstate.com Gross Income
Total Net Income By Broker$0
BostonRealEstate.com Gross NOI
CAP Rate (based on Broker info)
CAP Rate (BostonRealEstate.com)-1.27%
Location Information for 525 Chelmsford St, Lowell MA 01851
Elementary SchoolLps
Middle SchoolLps
High SchoolLps, Gltech, Iacs
Neighborhood(s)
MLS AreaHighlands
Area AmenitiesHighway Access, Public School, Shopping, Park, Medical Facility, Laundromat, Public Transportation
Contact Information for 525 Chelmsford St, Lowell MA 01851