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146 Spencer St, Boston MA 02124

$1,049,900

Estimated $2,575.74/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $349,966.67

Total Rent: 0/year

Estimated CAP Rate: -1.00%

9 Bedrooms

3 Full Baths

3,237 SqFt

Total Parking: 0

3,000 SqFt

Attention contractors, builders, and savvy buyers—this property needs work but offers tremendous value-add potential. Great layout, solid bones, and space to reconfigure or modernize to today’s tastes. Electrical system upgraded on 2023. Opportunity to update, expand, or redesign and build equity quickly. Perfect for those looking for a project with future upside in a rapidly improving neighborhood. Investor Opportunity in an excellent Dorchester location—strong rental demand and attractive ARV potential. Ideal candidate for BRRRR, condo conversion, or long-term rental hold depending on strategy and zoning. Surrounding area continues to see ongoing development, revitalization initiatives, and increasing property values. Bring your contractor and your vision, and explore the upside this property can generate for your portfolio.Unlock the potential and transform this into the home or investment you've been envisioning.

This home has been viewed 12 times

Last Checked: December 7th, 2025 at 7:28am (Source: MLS PIN #73460180)

Gross Income: $0

Gross Expenses: $10,480

Net Income Calc: $10,480

CAP Rate: -1.00%

Annual Expenses for 146 Spencer St, Boston MA 02124

Total Gross Expenses (Calculated)$10,480/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax$10,480

Annual Income & Unit Breakdown for 146 Spencer St, Boston MA 02124

Total Gross Income (Calculated)$0

Unit 1

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

HeatingYes

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor0

Levels in Unit0

HeatingYes

Rent Includes

Unit 3

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor0

Levels in Unit0

HeatingYes

Rent Includes

General Information for 146 Spencer St, Boston MA 02124

Listing ID73460180

Property TypeMulti Family / 3 Family

Price$1,049,900 ($324.34/SqFt)

Style3 Family - 3 Units Up/down

CityBoston

CountySuffolk

MLS AreaDorchester's Dorchester Center

Neighborhood(s)

Approximate Living Area Total3,237 SqFt

Approximate Lot Size (Acres)0.07 acres

Total Parking0

Garage Parking

Year Built1905

Year Built SourcePublic Records

Year Renovated

Year Built DetailsActual

Water

Sewer

Electric

Hot Water

Roof Material

Basement

Construction Materials

Lot FeaturesOther

Foundation Area

Foundation DescriptionStone

Accessible Features

Outdoor SpacePorch

ZoningR3

Zoning Details

Water Views

Water Views Features

WaterfrontNo

Waterfront Features

Energy Features

Terms

Disclosures for 146 Spencer St, Boston MA 02124

Lead Paint

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Title 5

Exclusions

Disclosures

Financial Data Source

Total Gross Expenses By Broker$0

Total Gross Income By Broker$0

Total Net Income By Broker$0

For Sale By OwnerNo

Short Sale / Forclosure (Bank Owned)

Buyer Agent Compensation

Facilitator Compensation

Sub-Agent Compensation

Compensation Based On

Financial Information for 146 Spencer St, Boston MA 02124

Real Estate Taxes$10,480

Tax Year2025

Assessed Value$905,000

Financial Data Source

Total Gross Expenses By Broker$0

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker$0

BostonRealEstate.com Gross Income

Total Net Income By Broker$0

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

CAP Rate (BostonRealEstate.com)-1.00%

Location Information for 146 Spencer St, Boston MA 02124

Elementary School

Middle School

High School

Neighborhood(s)

MLS AreaDorchester's Dorchester Center

Area Amenities

Contact Information for 146 Spencer St, Boston MA 02124

Agent

Name: Vicky Xiao

Office

Name: Century 21 North East

Phone: 781-893-4220

Payment Calculator

, Interest

Property Taxes 873.33

Principal & Interest 6469.15

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Century 21 North East

Vicky Xiao

Agent Phone

Office Phone

(781) 893-4220

Text Agent Call Agent Call Office

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EXIT

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146 Spencer St, Boston MA 02124

$1,049,900

Annual Expenses for 146 Spencer St, Boston MA 02124

Annual Income & Unit Breakdown for 146 Spencer St, Boston MA 02124

General Information for 146 Spencer St, Boston MA 02124

Disclosures for 146 Spencer St, Boston MA 02124

Financial Information for 146 Spencer St, Boston MA 02124

Location Information for 146 Spencer St, Boston MA 02124

Contact Information for 146 Spencer St, Boston MA 02124

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Century 21 North East

Vicky Xiao