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Active Under Contract

3 Cross Street, Gardner MA 01440

$269,900

Estimated $1,964.96/month Calculator

Single Family

2 Bedrooms

1 Full Baths

853 SqFt

Total Parking: 4 (1 Garage)

8,338 SqFt

Built in 1952

Looking for a house where you can move right in and build equity over time? 3 Cross Street is a sweet two bedroom single level bungalow style home in a neighborhood of classic and updated larger homes, conveniently located between Elm Street and Lawrence Street. The dining/living room and bedrooms have recently refinished hardwood flooring and fresh paint throughout. Built-in accents hint at the handiwork of the furniture craftsmen in Gardner’s history as the Chair City. You’ll see the easy potential for the entry mudroom area to be finished as additional square footage. Front porch and a single car garage. Open houses this weekend, both Saturday and Sunday 10am to noon.

This home has been viewed 5 times

Last Checked: December 10th, 2025 at 8:03am (Source: MLS PIN #73459634)

Garage Parking

General Information for 3 Cross Street, Gardner MA 01440

Listing ID73459634

Property TypeSingle Family / Detached

Price$269,900 ($316.41/SqFt)

StyleBungalow

CityGardner

CountyWorcester

MLS Area

Neighborhood(s)

Garage Parking1 / Detached

ZoningR1

AssociationNo

Year Built1952

Year Built SourcePublic Records

Year Renovated

Year Built DetailsApproximate

Handicap Access / FeaturesNo

Energy FeaturesFuses

Interior Features for 3 Cross Street, Gardner MA 01440

Approximate Living Area Total853 SqFt

Living Area Includes BasementNo

Rooms4

Bedrooms2

Full Baths1

Half Baths0

Primary En Suite BathroomYes

BasementFull

HeatingYes / Oil

CoolingNo / No

Fireplaces1

AppliancesRange, Refrigerator

FlooringHardwood, Vinyl / Vct

ElectricFuses

Exterior Features for 3 Cross Street, Gardner MA 01440

Approximate Lot Size (Acres)0.19 acres

Approximate Lot Size (Square Feet)8,338 SqFt

Total Parking4 (1 Garage)

Garage Parking1 / Detached

WaterPublic

SewerPublic Sewer

Lot FeaturesLevel

Parking FeaturesPaved, Off Street, Attached

Exterior FeaturesPorch

Foundation Area

Foundation MaterialsConcrete Perimeter

Construction MaterialsFrame

Approximate Street Frontage60.00

Road Frontage Type

Patio & PorchPorch

Roof MaterialShingle

Utility Connectionsfor Electric Oven

Water ViewsNo

Water Views Features

WaterfrontNo

Waterfront FeaturesBeach Ownership(public), Lake/pond, 1 To 2 Mile To Beach

Private PoolNo

Pool Features

Horse PermittedNo

Horse AmenitiesBeach Ownership(public), Lake/pond, 1 To 2 Mile To Beach

Disclosures for 3 Cross Street, Gardner MA 01440

Lead Paint

UFFIUnknown

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Senior CommunityNo

Special Listing Conditions

For Sale By OwnerNo

Exclusions

Disclosures

Title 5

Buyer Agent Compensation

Facilitator Compensation

Sub-Agent Compensation

Compensation Based On

Financial Information for 3 Cross Street, Gardner MA 01440

AssociationNo

Association Fee$0

Association Fee Frequency

Association Fee Includes

Real Estate Tax$3,623

Tax Year2025

Assessed Value$252,300

Location Information for 3 Cross Street, Gardner MA 01440

Elementary School

Middle School

High School

Neighborhood(s)

MLS Area

Area AmenitiesConservation Area, Highway Access, Shopping, Golf, Park, Medical Facility, Bike Path, Public Transportation, Pool

Contact Information for 3 Cross Street, Gardner MA 01440

Agent

Name: Jennifer Shenk

Office

Name: Keller Williams Realty North Central

Phone: 978-840-9000

Payment Calculator

, Interest

Property Taxes 301.92

Principal & Interest 1663.04

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Keller Williams Realty North Central

Jennifer Shenk

Agent Phone

Office Phone

(978) 840-9000

Text Agent Call Agent Call Office

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                    [created] => 2025-12-10 08:03:50
                    [modified] => 2025-12-10 08:03:50
                )

[21] => Array
                (
                    [id] => 182116366
                    [name] => MLS22.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73459634&w=1024&h=768&n=22
                    [index] => 22
                    [enabled] => 1
                    [created] => 2025-12-10 08:03:50
                    [modified] => 2025-12-10 08:03:50
                )

[22] => Array
                (
                    [id] => 182116367
                    [name] => MLS23.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73459634&w=1024&h=768&n=23
                    [index] => 23
                    [enabled] => 1
                    [created] => 2025-12-10 08:03:50
                    [modified] => 2025-12-10 08:03:50
                )

)

)

EXIT