Overview Property Details Payment Calculator Walkability

Add to favorites

Remove from favorites
Send to Friend
Watch changes on this property

Withdrawn

106 Congress Ave, Chelsea MA 02150

$839,000

Estimated $1,917.26/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $419,500

Total Rent: 72000/year

Estimated CAP Rate: 7.79%

7 Bedrooms

2 Full Baths

2,154 SqFt

Total Parking: 2

2,885 SqFt

Exceptional 2-family home in one of Chelsea’s most commuter-friendly neighborhoods! This spacious property offers 7 total bedrooms, 2 full baths, and large, sun-filled units with hardwood floors and high ceilings. Both units are deleaded and feature separate heating systems, in-unit hookups, and solid layouts ideal for rental or multigenerational living. Enjoy strong rental income with high potential for even more. The home sits on a durable brick and fieldstone foundation and offers hassle-free ownership with tenant-paid utilities. Located just minutes from the Silver Line, Commuter Rail, Route 1, and Tobin Bridge—this is a commuter’s dream. Whether you're house-hacking or investing, this is your chance to own a high-performing, low-maintenance asset in a growing market. Don’t miss it!

This home has been viewed 80 times

Last Checked: July 23rd, 2025 at 4:29am (Source: MLS PIN #73395715)

Gross Income: $72,000

Gross Expenses: $6,682

Net Income Calc: $65,318

CAP Rate: 7.79%

Annual Expenses for 106 Congress Ave, Chelsea MA 02150

Total Gross Expenses (Calculated)$6,682/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax$6,682

Annual Income & Unit Breakdown for 106 Congress Ave, Chelsea MA 02150

Total Gross Income (Calculated)$72,000

Unit 1

Rental Income$3,000

LeaseY

Bedrooms3

Bathrooms1 Full

Floor0

Levels in Unit1

HeatingNo

Rent Includes

Unit 2

Rental Income$3,000

LeaseY

Bedrooms4

Bathrooms1 Full

Floor0

Levels in Unit1

HeatingNo

Rent Includes

General Information for 106 Congress Ave, Chelsea MA 02150

Listing ID73395715

Property TypeMulti Family

Price$839,000 ($389.51/SqFt)

StyleMulti Family

CityChelsea

CountySuffolk

MLS Area

Neighborhood(s)

Approximate Living Area Total2,154 SqFt

Approximate Lot Size (Acres)0.07 acres

Total Parking2

Garage Parking

Year Built1900

Year Built SourcePublic Records

Year Renovated

Year Built DetailsApproximate

Water

Sewer

Electric

Hot Water

Roof Material

Basement

Construction MaterialsFrame

Lot FeaturesOther

Foundation Area

Foundation DescriptionBrick/Mortar

Accessible Features

Outdoor SpacePorch

ZoningR3

Zoning Details

Water Views

Water Views Features

WaterfrontNo

Waterfront Features

Energy FeaturesInsulated Windows

Terms

Disclosures for 106 Congress Ave, Chelsea MA 02150

Lead Paint

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Title 5

Exclusions

Disclosures

Financial Data Source

Total Gross Expenses By Broker$0

Total Gross Income By Broker$72,000

Total Net Income By Broker$72,000

For Sale By OwnerNo

Short Sale / Forclosure (Bank Owned)

Buyer Agent Compensation

Facilitator Compensation

Sub-Agent Compensation

Compensation Based OnNet Sale Price

Financial Information for 106 Congress Ave, Chelsea MA 02150

Real Estate Taxes$6,682

Tax Year2025

Assessed Value$580,500

Financial Data Source

Total Gross Expenses By Broker$0

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker$72,000

BostonRealEstate.com Gross Income

Total Net Income By Broker$72,000

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

CAP Rate (BostonRealEstate.com)7.79%

Location Information for 106 Congress Ave, Chelsea MA 02150

Elementary School

Middle School

High School

Neighborhood(s)

MLS Area

Area AmenitiesPublic School, Park, Public Transportation

Contact Information for 106 Congress Ave, Chelsea MA 02150

Agent

Name: Madelyn Garcia

Office

Name: Madelyn Garcia Real Estate

Phone: 617-889-4800

Payment Calculator

, Interest

Property Taxes 556.83

Principal & Interest 5169.65

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Madelyn Garcia Real Estate

Madelyn Garcia

Agent Phone

Office Phone

(617) 889-4800

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.07 acres (2,885 SqFt)
    [add_date] => 2025-06-24 21:23:20
    [address] => Congress Ave
    [agent] => Array
        (
            [address] => Apt. 2 361 Crescent Avenue
            [city] => Chelsea
            [id] => BB301558
            [name] => Madelyn Garcia
            [national_association] => 449507657
            [office] => BB3163
            [state] => MA
            [zip] => 02150
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
        )

[approx_living_area_total] => 2,154 SqFt
    [approx_lot_size_acres] => 0.07 acres
    [approx_lot_size_sqft] => 2,885 SqFt
    [assessed_value] => $580,500
    [association] => No
    [association_fee] => Array
        (
            [0] => $0
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => Yes
    [basement] => Array
        (
        )

[bathrooms] => 2 Full
    [bedrooms] => 7
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 106 Congress Ave Chelsea
    [building_id] => 
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
        )

[c_type] => Multi Family
    [cap_rate] => 7.79%
    [city] => Chelsea
    [community_features] => Array
        (
            [0] => Public School
            [1] => Park
            [2] => Public Transportation
        )

[compensation_based_on] => Array
        (
            [0] => Net Sale Price
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => No
    [cooperating_agent_commission] => Array
        (
        )

[county] => Suffolk
    [cultivation_acres] => None
    [date_available_note] => 
    [deposit_amount] => Array
        (
            [0] => $0
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Exceptional 2-family home in one of Chelsea’s most commuter-friendly neighborhoods! This spacious property offers 7 total bedrooms, 2 full baths, and large, sun-filled units with hardwood floors and high ceilings. Both units are deleaded and feature separate heating systems, in-unit hookups, and solid layouts ideal for rental or multigenerational living. Enjoy strong rental income with high potential for even more. The home sits on a durable brick and fieldstone foundation and offers hassle-free ownership with tenant-paid utilities. Located just minutes from the Silver Line, Commuter Rail, Route 1, and Tobin Bridge—this is a commuter’s dream. Whether you're house-hacking or investing, this is your chance to own a high-performing, low-maintenance asset in a growing market. Don’t miss it!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
        )

[electric_expense] => Array
        (
            [0] => $0
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => Array
        (
            [0] => Insulated Windows
        )

[entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => Contact Agent
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
            [0] => 0
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
        )

[for_sale_by_owner] => No
    [foundation_area] => 
    [foundation_materials] => Array
        (
            [0] => Brick/Mortar
        )

[frontage_length] => 
    [full_baths] => 2
    [garage_parking] => 
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
            [0] => $0
        )

[gross_income] => Array
        (
            [0] => $72,000
        )

[half_baths] => 0
    [handicap_access] => No
    [heating] => No
    [heating_expense] => Array
        (
            [0] => $0
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => No
    [hot_water] => Array
        (
        )

[id] => 648223
    [insurance_expense] => Array
        (
            [0] => $0
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2025-07-23 04:29:07
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
        )

[lease_term] => 
    [levels_in_unit] => 2
    [living_area] => 2,154 Sq. Ft.
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Other
        )

[management_expense] => Array
        (
            [0] => $0
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
            [0] => $0
        )

[mls_area] => 
    [mls_id] => 73395715
    [neighborhoods] => Array
        (
        )

[net_income_calc] => 65318
    [net_operating_income] => Array
        (
            [0] => $72,000
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => BB3163
            [name] => Madelyn Garcia Real Estate
            [phone] => 617-889-4800
        )

[operating_expense] => Array
        (
            [0] => $0
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
        )

[pasture_area] => None
    [patio_and_porch] => Array
        (
            [0] => Porch
        )

[perc_test] => Array
        (
        )

[perc_test_date] => Unknown
    [pet_policy] => Array
        (
        )

[phone] => 617-319-3980
    [pool_features] => Array
        (
        )

[price] => $839,000
    [price_per_sqft] => 389.51
    [price_per_unit] => 419500
    [private_pool] => No
    [property_sub_type] => Array
        (
            [0] => Multi Family
        )

[real_estate_tax] => $6,682
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
            [0] => $0
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
        )

[rooms] => 11
    [senior_community] => No
    [sewer] => Array
        (
        )

[sewer_expense] => Array
        (
            [0] => $0
        )

[short_sale] => 
    [special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Withdrawn
        )

[street_number] => 106
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2025
    [team] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => None
    [title_5] => 
    [total_gross_expense] => 6682
    [total_gross_income] => 72000
    [total_parking] => 2
    [trash_expense] => Array
        (
            [0] => $0
        )

[uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 3
    [unit_1_floor] => 0
    [unit_1_lease] => Array
        (
            [0] => Y
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
            [0] => 3000
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 4
    [unit_2_floor] => 0
    [unit_2_lease] => Array
        (
            [0] => Y
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
            [0] => 3000
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => Array
        (
            [0] => 106 Congress Ave, Chelsea MA 02150
        )

[utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
        )

[water_expense] => Array
        (
            [0] => $0
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => No
    [waterfront_features] => Array
        (
        )

[year_built] => 1900
    [year_built_details] => Approximate
    [year_built_source] => Public Records
    [year_renovated] => 
    [zip] => 02150
    [zoning] => R3
    [zoning_details] => 
    [media] => Array
        (
            [0] => Array
                (
                    [id] => 130605993
                    [name] => MLS1.jpg
                    [type] => gallery
                    [category] => image
                    [url] => https://www.bostonrealestate.com/wp-content/uploads/WPL/648223/MLS1.jpg
                    [index] => 1
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[1] => Array
                (
                    [id] => 130606097
                    [name] => MLS2.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=2
                    [index] => 2
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[2] => Array
                (
                    [id] => 130606098
                    [name] => MLS3.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=3
                    [index] => 3
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[3] => Array
                (
                    [id] => 130606099
                    [name] => MLS4.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=4
                    [index] => 4
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[4] => Array
                (
                    [id] => 130606100
                    [name] => MLS5.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=5
                    [index] => 5
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[5] => Array
                (
                    [id] => 130606101
                    [name] => MLS6.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=6
                    [index] => 6
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[6] => Array
                (
                    [id] => 130606102
                    [name] => MLS7.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=7
                    [index] => 7
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[7] => Array
                (
                    [id] => 130606103
                    [name] => MLS8.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=8
                    [index] => 8
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[8] => Array
                (
                    [id] => 130606104
                    [name] => MLS9.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=9
                    [index] => 9
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[9] => Array
                (
                    [id] => 130606105
                    [name] => MLS10.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=10
                    [index] => 10
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[10] => Array
                (
                    [id] => 130606106
                    [name] => MLS11.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=11
                    [index] => 11
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[11] => Array
                (
                    [id] => 130606107
                    [name] => MLS12.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=12
                    [index] => 12
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[12] => Array
                (
                    [id] => 130606108
                    [name] => MLS13.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=13
                    [index] => 13
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[13] => Array
                (
                    [id] => 130606109
                    [name] => MLS14.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=14
                    [index] => 14
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

[14] => Array
                (
                    [id] => 130606110
                    [name] => MLS15.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73395715&w=1024&h=768&n=15
                    [index] => 15
                    [enabled] => 1
                    [created] => 2025-07-23 04:29:07
                    [modified] => 2025-07-23 04:29:07
                )

)

)

EXIT