Overview Property Details Payment Calculator Walkability

Active

21 Smith St, Fitchburg MA 01420

$524,999

Estimated $1,352.36/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $262,499.50

Total Rent: 22800/year

Estimated CAP Rate: 3.20%

5 Bedrooms

2 Full Baths

1,820 SqFt

Total Parking: 6

10,851 SqFt

*BUYER FINANCING DENIED- back on market* Nestled on a peaceful, lightly traveled street in Fitchburg, this beautiful two-family home is perfect for investors or an owner-occupant. Situated on a desirable corner lot, this property features ample off-street parking and a spaci...

This home has been viewed 11 times

Last Checked: June 23rd, 2025 at 4:33am (Source: MLS PIN #73375147)

Gross Income: $22,800

Gross Expenses: $6,013

Net Income Calc: $16,787

CAP Rate: 3.20%

Annual Expenses for 21 Smith St, Fitchburg MA 01420

Total Gross Expenses (Calculated)$6,013/year

APOD AvailableNo

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax$6,013

Annual Income & Unit Breakdown for 21 Smith St, Fitchburg MA 01420

Total Gross Income (Calculated)$22,800

Unit 1

Rental Income$1,900

LeaseN

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

HeatingNo

Rent Includes

Unit 2

Rental Income$0

LeaseN

Bedrooms3

Bathrooms1 Full

Floor2

Levels in Unit1

HeatingNo

Rent Includes

General Information for 21 Smith St, Fitchburg MA 01420

Listing ID73375147

Property TypeMulti Family

Price$524,999 ($288.46/SqFt)

StyleMulti Family

CityFitchburg

CountyWorcester

MLS Area

Neighborhood(s)

Approximate Living Area Total1,820 SqFt

Approximate Lot Size (Acres)0.25 acres

Total Parking6

Garage Parking

Year Built1900

Year Built SourcePublic Records

Year Renovated

Year Built DetailsActual

Water

Sewer

Electric

Hot Water

Roof Material

Basement

Construction MaterialsFrame

Lot FeaturesLevel, Corner Lot

Foundation Area

Foundation DescriptionStone

Accessible Features

Outdoor SpacePorch

ZoningRB

Zoning Details

Water Views

Water Views Features

WaterfrontNo

Waterfront Features

Energy FeaturesInsulated Windows

Terms

Disclosures for 21 Smith St, Fitchburg MA 01420

Lead Paint

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Title 5

Exclusions

Disclosures

Financial Data Source

Total Gross Expenses By Broker$0

Total Gross Income By Broker$22,800

Total Net Income By Broker$22,800

For Sale By OwnerNo

Short Sale / Forclosure (Bank Owned)

Buyer Agent Compensation

Facilitator Compensation

Sub-Agent Compensation

Compensation Based OnCompensation Offered But Not In Mls

Financial Information for 21 Smith St, Fitchburg MA 01420

Real Estate Taxes$6,013

Tax Year2025

Assessed Value$445,100

Financial Data Source

Total Gross Expenses By Broker$0

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker$22,800

BostonRealEstate.com Gross Income

Total Net Income By Broker$22,800

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

CAP Rate (BostonRealEstate.com)3.20%

Location Information for 21 Smith St, Fitchburg MA 01420

Elementary School

Middle School

High School

Neighborhood(s)

MLS Area

Area AmenitiesHighway Access, Public School, Shopping, Public Transportation, University

Contact Information for 21 Smith St, Fitchburg MA 01420

Agent

Name: Angel Cordero

MLS ID: CN254564

Office ID: AN6212

National Association ID: 449632971

Address: 25 Savage Street

City: Haverhill

State: MA

Zip: 01830

Office

Name: Coldwell Banker Realty - Haverhill

MLS Office ID: AN6212

Phone: 978-372-8577

Payment Calculator

$3,735.96 per month

30 Years Fixed, 6.75% Interest

Property Taxes $501.08

Principal & Interest $3,234.88

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Coldwell Banker Realty - Haverhill

Angel Cordero

Agent Phone

Office Phone

(978) 372-8577

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.25 acres (10,851 SqFt)
    [add_date] => 2025-05-17 09:54:02
    [address] => Smith St
    [agent] => Array
        (
            [address] => 25 Savage Street
            [city] => Haverhill
            [id] => CN254564
            [name] => Angel Cordero
            [national_association] => 449632971
            [office] => AN6212
            [state] => MA
            [zip] => 01830
        )

[apod_available] => Array
        (
            [0] => No
        )

[appliances] => Array
        (
        )

[approx_living_area_total] => 1,820 SqFt
    [approx_lot_size_acres] => 0.25 acres
    [approx_lot_size_sqft] => 10,851 SqFt
    [assessed_value] => $445,100
    [association] => No
    [association_fee] => Array
        (
            [0] => $0
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => Yes
    [basement] => Array
        (
        )

[bathrooms] => 2 Full
    [bedrooms] => 5
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
            [0] => Public Records
        )

[building_management] => Array
        (
        )

[building_debug] => 21 Smith St Fitchburg
    [building_id] => 
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
        )

[c_type] => Multi Family
    [cap_rate] => 3.20%
    [city] => Fitchburg
    [community_features] => Array
        (
            [0] => Highway Access
            [1] => Public School
            [2] => Shopping
            [3] => Public Transportation
            [4] => University
        )

[compensation_based_on] => Array
        (
            [0] => Compensation Offered But Not In Mls
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
            [0] => Frame
        )

[construction_status] => 
    [cooling] => No
    [cooperating_agent_commission] => Array
        (
        )

[county] => Worcester
    [cultivation_acres] => None
    [date_available_note] => 
    [deposit_amount] => Array
        (
            [0] => $0
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => *BUYER FINANCING DENIED- back on market* Nestled on a peaceful, lightly traveled street in Fitchburg, this beautiful two-family home is perfect for investors or an owner-occupant. Situated on a desirable corner lot, this property features ample off-street parking and a spacious yard. Each unit features its own private exterior porch, high ceilings, ample closet space, and spacious bedrooms. Don't miss the opportunity to make this your next home!
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
        )

[electric_expense] => Array
        (
            [0] => $0
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => Array
        (
            [0] => Insulated Windows
        )

[entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 
    [fee_paid_by_tennant] => Contact Agent
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
            [0] => 0
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
        )

[for_sale_by_owner] => No
    [foundation_area] => 
    [foundation_materials] => Array
        (
            [0] => Stone
        )

[frontage_length] => 
    [full_baths] => 2
    [garage_parking] => 
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
            [0] => $0
        )

[gross_income] => Array
        (
            [0] => $22,800
        )

[half_baths] => 0
    [handicap_access] => No
    [heating] => No
    [heating_expense] => Array
        (
            [0] => $0
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => No
    [hot_water] => Array
        (
        )

[id] => 626751
    [insurance_expense] => Array
        (
            [0] => $0
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2025-06-23 04:33:30
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
        )

[lease_term] => 
    [levels_in_unit] => 2
    [living_area] => 1,820 Sq. Ft.
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
            [0] => No
        )

[lot_features] => Array
        (
            [0] => Level
            [1] => Corner Lot
        )

[management_expense] => Array
        (
            [0] => $0
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
            [0] => $0
        )

[mls_area] => 
    [mls_id] => 73375147
    [neighborhoods] => Array
        (
        )

[net_income_calc] => 16787
    [net_operating_income] => Array
        (
            [0] => $22,800
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 2
    [office] => Array
        (
            [id] => AN6212
            [name] => Coldwell Banker Realty - Haverhill
            [phone] => 978-372-8577
        )

[operating_expense] => Array
        (
            [0] => $0
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
        )

[pasture_area] => None
    [patio_and_porch] => Array
        (
            [0] => Porch
        )

[perc_test] => Array
        (
        )

[perc_test_date] => Unknown
    [pet_policy] => Array
        (
        )

[phone] => 978-872-3361
    [pool_features] => Array
        (
        )

[price] => $524,999
    [price_per_sqft] => 288.46
    [price_per_unit] => 262499.5
    [private_pool] => No
    [property_sub_type] => Array
        (
            [0] => Multi Family
        )

[real_estate_tax] => $6,013
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
            [0] => $0
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
        )

[rooms] => 9
    [senior_community] => No
    [sewer] => Array
        (
        )

[sewer_expense] => Array
        (
            [0] => $0
        )

[short_sale] => 
    [special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 21
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2025
    [team] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => None
    [title_5] => 
    [total_gross_expense] => 6013
    [total_gross_income] => 22800
    [total_parking] => 6
    [trash_expense] => Array
        (
            [0] => $0
        )

[uffi] => Array
        (
        )

[unit_1_bathrooms] => 1 Full
    [unit_1_bedrooms] => 2
    [unit_1_floor] => 1
    [unit_1_lease] => Array
        (
            [0] => N
        )

[unit_1_levels] => 1
    [unit_1_rent] => Array
        (
            [0] => 1900
        )

[unit_2_bathrooms] => 1 Full
    [unit_2_bedrooms] => 3
    [unit_2_floor] => 2
    [unit_2_lease] => Array
        (
            [0] => N
        )

[unit_2_levels] => 1
    [unit_2_rent] => Array
        (
            [0] => 0
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => Array
        (
            [0] => 21 Smith St, Fitchburg MA 01420
        )

[utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
        )

[water_expense] => Array
        (
            [0] => $0
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => No
    [waterfront_features] => Array
        (
        )

[year_built] => 1900
    [year_built_details] => Actual
    [year_built_source] => Public Records
    [year_renovated] => 
    [zip] => 01420
    [zoning] => RB
    [zoning_details] => 
    [media] => Array
        (
            [0] => Array
                (
                    [id] => 118718576
                    [name] => MLS1.jpg
                    [type] => gallery
                    [category] => image
                    [url] => https://www.bostonrealestate.com/wp-content/uploads/WPL/626751/MLS1.jpg
                    [index] => 1
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:33
                    [modified] => 2025-06-23 04:33:33
                )

[1] => Array
                (
                    [id] => 118719618
                    [name] => MLS2.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=2
                    [index] => 2
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[2] => Array
                (
                    [id] => 118719619
                    [name] => MLS3.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=3
                    [index] => 3
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[3] => Array
                (
                    [id] => 118719620
                    [name] => MLS4.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=4
                    [index] => 4
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[4] => Array
                (
                    [id] => 118719621
                    [name] => MLS5.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=5
                    [index] => 5
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[5] => Array
                (
                    [id] => 118719622
                    [name] => MLS6.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=6
                    [index] => 6
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[6] => Array
                (
                    [id] => 118719623
                    [name] => MLS7.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=7
                    [index] => 7
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[7] => Array
                (
                    [id] => 118719624
                    [name] => MLS8.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=8
                    [index] => 8
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[8] => Array
                (
                    [id] => 118719625
                    [name] => MLS9.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=9
                    [index] => 9
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[9] => Array
                (
                    [id] => 118719626
                    [name] => MLS10.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=10
                    [index] => 10
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[10] => Array
                (
                    [id] => 118719627
                    [name] => MLS11.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=11
                    [index] => 11
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[11] => Array
                (
                    [id] => 118719628
                    [name] => MLS12.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=12
                    [index] => 12
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[12] => Array
                (
                    [id] => 118719629
                    [name] => MLS13.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=13
                    [index] => 13
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[13] => Array
                (
                    [id] => 118719630
                    [name] => MLS14.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=14
                    [index] => 14
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[14] => Array
                (
                    [id] => 118719631
                    [name] => MLS15.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=15
                    [index] => 15
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[15] => Array
                (
                    [id] => 118719632
                    [name] => MLS16.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=16
                    [index] => 16
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[16] => Array
                (
                    [id] => 118719633
                    [name] => MLS17.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=17
                    [index] => 17
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[17] => Array
                (
                    [id] => 118719634
                    [name] => MLS18.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=18
                    [index] => 18
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[18] => Array
                (
                    [id] => 118719635
                    [name] => MLS19.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=19
                    [index] => 19
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[19] => Array
                (
                    [id] => 118719636
                    [name] => MLS20.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=20
                    [index] => 20
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[20] => Array
                (
                    [id] => 118719637
                    [name] => MLS21.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=21
                    [index] => 21
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[21] => Array
                (
                    [id] => 118719638
                    [name] => MLS22.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=22
                    [index] => 22
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[22] => Array
                (
                    [id] => 118719639
                    [name] => MLS23.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=23
                    [index] => 23
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[23] => Array
                (
                    [id] => 118719640
                    [name] => MLS24.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=24
                    [index] => 24
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[24] => Array
                (
                    [id] => 118719641
                    [name] => MLS25.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=25
                    [index] => 25
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[25] => Array
                (
                    [id] => 118719642
                    [name] => MLS26.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=26
                    [index] => 26
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[26] => Array
                (
                    [id] => 118719643
                    [name] => MLS27.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=27
                    [index] => 27
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[27] => Array
                (
                    [id] => 118719644
                    [name] => MLS28.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=28
                    [index] => 28
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

[28] => Array
                (
                    [id] => 118719645
                    [name] => MLS29.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=73375147&w=1024&h=768&n=29
                    [index] => 29
                    [enabled] => 1
                    [created] => 2025-06-23 04:33:50
                    [modified] => 2025-06-23 04:33:50
                )

)

)

EXIT