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120 Mill St, Springfield MA 01108

$599,000

Estimated $1,552.87/month Calculator

Multi Family

Total Units: 2

Price Per Unit: $299,500

Total Rent: 48600/year

Estimated CAP Rate: 4.26%

9 Bedrooms

3 Full Baths

5,193 SqFt

Total Parking: 6

22,215 SqFt

$4,450 a month of Income. This Beautiful Victorian 2 family home pays for itself and has had a 100% renovation 5 years ago. This house was stripped to the studs. New HVAC, Electric and plumbing throughout. New roof(including plywood sheathing). Harvey energy efficient windows. New toilet, sinks, and vanities. New kitchens including all new appliances. New bathrooms including shower/tub and vanities. New doors. All walls are now drywall with insulation everywhere including basement and attic area. . Persevered and refinished existing railings. New kitchen vinyl flooring(commercial grade)New lighting. Existing hardwood flooring were sanded and polyurethane.

This home has been viewed 92 times

Last Checked: September 9th, 2025 at 9:23am (Source: MLS PIN #73358250)

Gross Income: $48,600

Gross Expenses: $23,100

Net Income Calc: $25,500

CAP Rate: 4.26%

Annual Expenses for 120 Mill St, Springfield MA 01108

Total Gross Expenses (Calculated)$23,100/year

APOD AvailableYes

Heating

Electricity

Water$2,495

Gas$2,495

Insurance$3,162

Sewer$2,495

Trash Removal$180

Repair & Maintenance$9,634

Management$650

Miscellaneous

Real Estate Tax$6,979.05

Annual Income & Unit Breakdown for 120 Mill St, Springfield MA 01108

Total Gross Income (Calculated)$48,600

Unit 1

Rental Income$1,450

LeaseN

Bedrooms3

Bathrooms1 Full

Floor1

Levels in Unit1

HeatingYes

Rent IncludesUnit 1(water), Unit 2(water)

Unit 2

Rental Income$2,600

LeaseY

Bedrooms6

Bathrooms2 Full

Floor2

Levels in Unit2

HeatingYes

Rent IncludesUnit 1(water), Unit 2(water)

General Information for 120 Mill St, Springfield MA 01108

Listing ID73358250

Property TypeMulti Family / 2 Family

Price$599,000 ($115.35/SqFt)

Style2 Family - 2 Units Up/down

CitySpringfield

CountyHampden

MLS AreaSo End Central

Neighborhood(s)

Approximate Living Area Total5,193 SqFt

Approximate Lot Size (Acres)0.51 acres

Total Parking6

Garage Parking

Year Built1910

Year Built SourcePublic Records

Year Renovated

Year Built DetailsApproximate

Water

Sewer

Electric

Hot Water

Roof Material

Basement

Construction MaterialsFrame

Lot FeaturesWooded

Foundation Area

Foundation DescriptionConcrete Perimeter,Brick/Mortar

Accessible Features

Outdoor SpacePorch

ZoningSR2R3

Zoning Details

Water ViewsNo

Water Views Features

WaterfrontNo

Waterfront Features

Energy FeaturesPicture Window, Insulated Windows

Terms

Disclosures for 120 Mill St, Springfield MA 01108

Lead Paint

UFFI

Living Area Includes BasementNo

Living Area Disclosure

Building Area SourcePublic Records

Title 5

Exclusions

Disclosures

Financial Data SourceAccountant

Total Gross Expenses By Broker$5,837

Total Gross Income By Broker$53,400

Total Net Income By Broker$47,743

For Sale By OwnerNo

Short Sale / Forclosure (Bank Owned)

Buyer Agent Compensation2.5%

Facilitator Compensation

Sub-Agent Compensation

Compensation Based On

Financial Information for 120 Mill St, Springfield MA 01108

Real Estate Taxes$6,979.05

Tax Year2024

Assessed Value$579,400

Financial Data SourceAccountant

Total Gross Expenses By Broker$5,837

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker$53,400

BostonRealEstate.com Gross Income

Total Net Income By Broker$47,743

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

CAP Rate (BostonRealEstate.com)4.26%

Location Information for 120 Mill St, Springfield MA 01108

Elementary School

Middle School

High School

Neighborhood(s)

MLS AreaSo End Central

Area Amenities

Contact Information for 120 Mill St, Springfield MA 01108

Agent

Name: Demetrios Panteleakis

Office

Name: MacMillan Group, LLC

Phone: 413-736-8338

Team Members

Payment Calculator

, Interest

Property Taxes 581.59

Principal & Interest 3690.85

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

MacMillan Group, LLC

Demetrios Panteleakis

Agent Phone

Office Phone

(413) 736-8338

Text Agent Call Agent Call Office

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EXIT