Overview Property Details Payment Calculator Walkability

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94-98 Banks Street, Cambridge MA 02138

$2,880,000

Estimated $5,992.88/month Calculator

Multi Family

Total Units: 3

Price Per Unit: $960,000

Total Rent: 139200/year

Estimated CAP Rate: 3.75%

6 Bedrooms

3 Full Baths

2,360 SqFt

Total Parking: 3

2,335 SqFt

Rare opportunity in the "Golden Triangle" of Harvard Square,beautifully renovated multi-family property located at 96-98 Banks St. This address offers a unique investment opportunity or perfect option for those seeking a versatile living space. Property boasts a total of six...

This home has been viewed 12 times

Last Checked: May 24th, 2025 at 4:29am (Source: MLS PIN #73357255)

Gross Income: $139,200

Gross Expenses: $31,157

Net Income Calc: $108,043

CAP Rate: 3.75%

Annual Expenses for 94-98 Banks Street, Cambridge MA 02138

Total Gross Expenses (Calculated)$31,157/year

APOD AvailableYes

Heating

Electricity$660

Water$1,790

Gas$1,790

Insurance$4,278

Sewer$1,790

Trash Removal

Repair & Maintenance

Management$4,596

Miscellaneous$3,958

Real Estate Tax$15,875.64

Annual Income & Unit Breakdown for 94-98 Banks Street, Cambridge MA 02138

Total Gross Income (Calculated)$139,200

Unit 1

Rental Income$3,300

LeaseY

Bedrooms2

Bathrooms1 Full

Floor1

Levels in Unit1

HeatingYes

Rent IncludesUnit 1(water), Unit 2(water), Unit 3(water)

Unit 2

Rental Income$4,200

LeaseY

Bedrooms2

Bathrooms1 Full

Floor2

Levels in Unit1

HeatingYes

Rent IncludesUnit 1(water), Unit 2(water), Unit 3(water)

Unit 3

Rental Income$4,100

LeaseY

Bedrooms2

Bathrooms1 Full

Floor3

Levels in Unit1

HeatingYes

Rent IncludesUnit 1(water), Unit 2(water), Unit 3(water)

General Information for 94-98 Banks Street, Cambridge MA 02138

Listing ID73357255

Property TypeMulti Family / 3 Family

Price$2,880,000 ($1220.34/SqFt)

Style3 Family

CityCambridge

CountyMiddlesex

MLS AreaHarvard Square

Neighborhood(s)

Approximate Living Area Total2,360 SqFt

Approximate Lot Size (Acres)0.05 acres

Total Parking3

Garage Parking

Year Built1886

Year Built SourcePublic Records

Year Renovated

Year Built DetailsApproximate

Water

Sewer

Electric

Hot Water

Roof Material

Basement

Construction Materials

Lot FeaturesCorner Lot

Foundation Area

Foundation DescriptionIrregular

Accessible Features

Outdoor SpaceCovered, Deck

ZoningC-1

Zoning Details

Water Views

Water Views Features

WaterfrontNo

Waterfront Features

Energy Features

Terms

Disclosures for 94-98 Banks Street, Cambridge MA 02138

Lead Paint

UFFI

Living Area Includes BasementNo

Living Area DisclosureDoes not include decks or storage units

Building Area SourceOther

Title 5

Exclusions

Disclosures

Financial Data SourceEstimated, Owner

Total Gross Expenses By Broker$31,338

Total Gross Income By Broker$139,200

Total Net Income By Broker$107,862

For Sale By OwnerNo

Short Sale / Forclosure (Bank Owned)

Buyer Agent Compensation

Facilitator Compensation

Sub-Agent Compensation

Compensation Based OnNet Sale Price

Financial Information for 94-98 Banks Street, Cambridge MA 02138

Real Estate Taxes$15,875.64

Tax Year2025

Assessed Value$2,500,100

Financial Data SourceEstimated, Owner

Total Gross Expenses By Broker$31,338

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker$139,200

BostonRealEstate.com Gross Income

Total Net Income By Broker$107,862

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

CAP Rate (BostonRealEstate.com)3.75%

Location Information for 94-98 Banks Street, Cambridge MA 02138

Elementary School

Middle School

High School

Neighborhood(s)

MLS AreaHarvard Square

Area AmenitiesWalk/jog Trails, Highway Access, Shopping, Park, Medical Facility, Bike Path, Public Transportation, University

Contact Information for 94-98 Banks Street, Cambridge MA 02138

Agent

Name: Elizabeth Wolf

MLS ID: CT007828

Office ID: AN2606

National Association ID: 449546353

Address: 33 Sagamore Drive

City: Andover

State: MA

Zip: 01810

Office

Name: Compass

MLS Office ID: AN2606

Phone: 617-303-0067

Team Members

Name: Christopher Wolf

MLS ID: CN227235

Office ID: AN2606

National Association ID: 449592302

Phone: 978-729-9349

State: MA

Payment Calculator

$19,068.61 per month

30 Years Fixed, 6.75% Interest

Property Taxes $1,322.97

Principal & Interest $17,745.64

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

Compass

Elizabeth Wolf

Agent Phone

Office Phone

(617) 303-0067

Text Agent Call Agent Call Office

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EXIT

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94-98 Banks Street, Cambridge MA 02138

$2,880,000

Annual Expenses for 94-98 Banks Street, Cambridge MA 02138

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Financial Information for 94-98 Banks Street, Cambridge MA 02138

Location Information for 94-98 Banks Street, Cambridge MA 02138

Contact Information for 94-98 Banks Street, Cambridge MA 02138

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Elizabeth Wolf